Understanding Certified Deposits (CD’s)

By Todd Shoemaker | May 29, 2024 |

Certified Deposits (CDs) stand as a cornerstone of conservative investment strategies, offering stability and fixed returns to savers and investors. Despite the prevalence of more complex financial instruments, CDs retain their relevance due to their simplicity and reliability. In this article, we will delve into the workings of Certified Deposits, exploring their mechanisms, benefits, and…

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Financial Pitfalls of Gambling

By Todd Shoemaker | April 5, 2024 |

Today is National “Go For Broke” Day. The name of this holiday comes from a gambling phrase used in Hawaii, “go for broke,” which essentially means that the gambler is wagering everything they have to try for one big win. Gambling can be an exciting and entertaining leisure activity but there are many pitfalls financially…

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Safer Internet Day

By Todd Shoemaker | February 13, 2024 |

In today’s digital age, the internet plays a crucial role in our daily lives. From communication and entertainment to business transactions and education, the online world offers immense opportunities and conveniences. However, along with these benefits come various risks and threats to our privacy, security, and overall well-being. Practicing internet safety is paramount to protect…

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Celebrating Computer Security Day

By Todd Shoemaker | November 30, 2023 |

In an age dominated by technology, where our lives are intricately woven into the digital fabric, the importance of computer security cannot be overstated. As we celebrate the annual Computer Security Day, it serves as a crucial reminder to reflect on the significance of safeguarding our digital assets and personal information. Computer Security Day, observed…

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National Savings Day

By Todd Shoemaker | October 12, 2023 |

National Savings Day: Celebrating Credit Unions as Financial Stewards Every year on October 12th, National Savings Day offers a valuable reminder of the importance of saving and financial responsibility. This special day encourages individuals and communities to take stock of their financial well-being and make a commitment to secure their future. Credit unions, with their…

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Tips to Improve Your Credit Score

By Todd Shoemaker | September 7, 2023 |

  Your credit score is a crucial financial indicator that plays a significant role in your financial life. It affects your ability to secure loans, credit cards, and even influences the interest rates you’ll be offered. A high credit score can open doors to better financial opportunities, while a low one can hinder your financial…

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