EMS - FIRE - LAW ENFORCEMENT

Serving Those Who Serve Our Communities

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We're here to help when you need financial support.

Access your Emergency Responders Credit Union accounts anywhere, anytime through our mobile banking app! This gives you 24/7 access to your finances. 

You've got dreams, we've got solutions!

VISA® Credit Cards

introductory rate as low as

3% APR

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Truck & Auto Loans

as low as

4.75% APR

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RV & Boat Loans

as low as

4.75% APR

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01

Personal Loans

Emergency Responders Credit Union offers personal loans that provide a worry-free borrowing experience, thanks to fixed payments that remain consistent over time.

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02

Auto Loans

Emergency Responders Credit Union provides unbeatable auto loans that come with GAP protection, vehicle warranties, debt protection, and low interest rates.

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03

Home Equity

By utilizing the equity you have built in your home, you can obtain funds for significant expenses with a 10-year draw and a 10-year repayment period.

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04

Savings & CD's

Because Emergency Responders Credit Union is a nonprofit organization owned by its members, our growth is directly linked to your growth. Therefore, we make every effort to provide exceptional support and service to our members.

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05

Online Banking

With Online Banking, you can securely access your accounts 24/7 from anywhere using your computer, tablet, or smartphone.

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06

Mobile Banking

The Emergency Responders Credit Union Mobile App enables you to put money directly in your pocket and save valuable time and money.

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Credit Union News-

REDUCED PRICE!!! 2022 Can Am Reker - like new!!!  what a great looking bike  and available now at ERCU for only $10,000! Contact us for Details.

Winston Salem, NC

REDUCED PRICE!!! 2022 Can Am Reker - like new!!!  what a great looking bike  and available now at ERCU for only $10,000! Contact us for Details.

Winston Salem, NC

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Winston Salem, NC

We Have Many Reasons to Choose Emergency Responders Credit Union

Emergency Responders Credit Union is "Serving Those Who Serve Our Communities"

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members

Membership

We do what we can to beat competitors' rates! Get the lowest possible rate with the benefits of membership!
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VISA® Platinum

Get the purchase power you need with a fixed rate, low interest VISA® Platinum Credit Card.
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Best Rate Guarantee

We do what we can to beat competitors' rates! Get the lowest possible rate with the benefits of membership!
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Annual Credit Report

Download your FREE annual credit report from EACH of the three credit bureaus: TransUnion, Experian and Equifax.
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What Our Members Have to Say

Testimonials

The folks here treat you like family! They are pretty awesome! They go out of their way to meet your financial needs. They also have all the latest technology for the latest online abilities! So if you want a FANTASTIC credit union, this is the place to go!

Barbara Smith

Second loan I've taken out with these guys. They're great. Walked me through everything, responded quickly, worked with my schedule and made the whole process super easy. Plus I can't find anywhere that can beat their interest rates. Highly recommend.

Graham Smith

Great bank, they have your account pulled up and ready to go as soon as they see you pull up. They seem to know everyone by name. Staff is always friendly and they give off a Mayberry vibe very personal experience.

Zebulon Ziglar

Need to Drop Us a Line?

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At Emergency Responders Credit Union, your opinion matters to us. We value feedback from our members and are committed to enhancing our services to better serve you. Please don't hesitate to share your credit union experience or suggest ways we can improve. We are always listening!

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Financial Tips

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ERCU Fall 2024 Newsletter

, 5 July, 2024

ERCU Summer 2024 Newsletter

, 29 May, 2024

Understanding Certified Deposits (CD’s)