EMS - FIRE - LAW ENFORCEMENT

Serving Those Who Serve Our Communities

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We're here 24/7 to help when you need financial support.

Access your Emergency Responders Credit Union accounts anywhere, anytime! Apply for a loan or open an account online 24/7 from your mobile device!

You've got dreams, we've got solutions!

VISA® Credit Cards

introductory rate as low as

4.99% APR

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Truck & Auto Loans

as low as

2.49% APR

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RV & Boat Loans

as low as

5.90% APR

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01

Personal Loans

Emergency Responders Credit Union offers personal loans that provide a worry-free borrowing experience, thanks to fixed payments that remain consistent over time.

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02

Auto Loans

Emergency Responders Credit Union provides unbeatable auto loans that come with GAP protection, vehicle warranties, debt protection, and low interest rates.

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03

Home Equity

By utilizing the equity you have built in your home, you can obtain funds for significant expenses with a 10-year draw and a 10-year repayment period.

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04

Savings & CD's

Because Emergency Responders Credit Union is a nonprofit organization owned by its members, our growth is directly linked to your growth. Therefore, we make every effort to provide exceptional support and service to our members.

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05

Online Banking

With Online Banking, you can securely access your accounts 24/7 from anywhere using your computer, tablet, or smartphone.

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06

Mobile Banking

The Emergency Responders Credit Union Mobile App enables you to put money directly in your pocket and save valuable time and money.

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Credit Union News-

Help us raise awareness about our Credit Union by Following us on our new Facebook Page. You can connect to it by using the link at the top of this page. Check us out, "Like" our page, follow us online, and share our posts. Our goal is to get to 1000 Likes & Followers by the end of 2023! Join the RACE to 1000 and help us hit our goal!

Winston Salem, NC

BEWARE of any afterhours calls from ERCU concerning your debit card or credit card. Please DO NOT provide account information to anyone that is calling after business hours. This is a scam and they are trying to get your account information. The call may look like it's coming from ERCU. Please end the call and contact us directly during business hours to confirm it is valid.

Winston Salem, NC

Used 2019 GMC Acadia SLE2 for sale. It's a Utility 4D SLE2 3.6L V6 with 73,865 miles and very clean. It has Heated Seats, AC, 3rd Row Seat, Back up Camera and seats 7 adults. Price is $27,000. Contact ERCU today at 336-723-0619 for details. 

Winston Salem, NC

August 2023

We Have Many Reasons to Choose Emergency Responders Credit Union

Emergency Responders Credit Union is "Serving Those Who Serve Our Communities"

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members

Membership

We do what we can to beat competitors' rates! Get the lowest possible rate with the benefits of membership!
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visa

VISA® Platinum

Get the purchase power you need with a fixed rate, low interest VISA® Platinum Credit Card.
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guarantee

Best Rate Guarantee

We do what we can to beat competitors' rates! Get the lowest possible rate with the benefits of membership!
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Annual Credit Report

Download your FREE annual credit report from EACH of the three credit bureaus: TransUnion, Experian and Equifax.
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What Our Members Have to Say

Testimonials

The folks here treat you like family! They are pretty awesome! They go out of their way to meet your financial needs. They also have all the latest technology for the latest online abilities! So if you want a FANTASTIC credit union, this is the place to go!

Barbara Smith

Second loan I've taken out with these guys. They're great. Walked me through everything, responded quickly, worked with my schedule and made the whole process super easy. Plus I can't find anywhere that can beat their interest rates. Highly recommend.

Graham Smith

Great bank, they have your account pulled up and ready to go as soon as they see you pull up. They seem to know everyone by name. Staff is always friendly and they give off a Mayberry vibe very personal experience.

Zebulon Ziglar

Need to Drop Us a Line?

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At Emergency Responders Credit Union, your opinion matters to us. We value feedback from our members and are committed to enhancing our services to better serve you. Please don't hesitate to share your credit union experience or suggest ways we can improve. We are always listening!

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Financial Tips and Money Sense

7 September, 2023

Tips to Improve Your Credit Score

17 August, 2023

Summer Newsletter

17 August, 2023

Spring Newsletter