{"id":633,"date":"2020-02-14T21:03:42","date_gmt":"2020-02-14T21:03:42","guid":{"rendered":"https:\/\/lemonheaddesign.com\/clients\/pandscu\/?page_id=633"},"modified":"2023-04-19T19:48:53","modified_gmt":"2023-04-19T19:48:53","slug":"checking","status":"publish","type":"page","link":"https:\/\/www.emrspcu.com\/checking\/","title":{"rendered":"Checking"},"content":{"rendered":"\n

\n\t\t\n\t<\/h3>\n

Personal Checking<\/h3>\n\t\t\t\t\"logo_visa\"\n

\n\t\tLearn More about VISA Check \/ Debit Cards\n\t<\/h3>\n

\n\t\t\n\t\tClick Here\n\t\t<\/a>\n\t<\/h3>\n

\n\t\tNeed to Order a New Box of Checks?\n\t<\/h3>\n\t

Reorder your checks online from P&S Credit Union’s check partner, Main Street, Inc.<\/p>\n

\n\t\tClick Here\n\t<\/h3>\n\t\t\t\t\"checking-img\"\n

\n\t\tClassic Checking\n\t<\/h2>\n\t

A minimum deposit of $100.00 is required to open the account, or a member may elect to open the account with payroll deduction or net deposit. There are no monthly service charges if the checking account balance is maintained at $100.00 OR if the member is using direct deposit to fund the account. Accounts not meeting these criteria are charged a $10.00 monthly fee. Members may be eligible for overdraft protection, online bill pay and Visa Check cards.<\/p>\n

\n\t\tSenior Checking\n\t<\/h2>\n\t

For members 65 & older, we understand that living on a fixed income can be difficult, and that money can be tight throughout the month. Because of this, we waive the monthly service charge. Members may be eligible for overdraft protection, online bill pay and Visa Check cards,\u00a0and 2 standard boxes of FREE checks per year.\u00a0\u00a0As Classic Checking account holders “age into” the Senior Checking age range, their account automatically switches over to Senior Checking to receive the same benefits.<\/p>\n

\n\t\tStudent Checking\n\t<\/h2>\n\t

Similar to Senior Checking, we offer an account for our young members who are in high school or college where we do not charge the monthly service charge. As youth\u00a0(ages 15-21)\u00a0are starting out, we feel that charging them a monthly service charge would only do more harm than good as they are getting established in life. A Student Checking account can be opened with a minimum deposit of $50. Members may be eligible for overdraft protection, online bill pay\u00a0and Visa Check cards.<\/p>\n

We understand that sometimes small mistakes in balancing your checking account can cause big problems with overdraft fees. At Emergency Responders Credit Union, if you have an active share account, we honor drafts on your account that are less than $25.00; provided the aggregate amount of the overdrafts are less than $25.00. The activity is honored and the credit union doesn’t charge a fee.<\/p>\n

\n\t\tEarn Cash Back With Ampre\n\t<\/h2>\n\t\t\t\t\"Ampre-logo-300x89-300x89\"\n\t

Enjoy special offers from your favorite merchants instantly through our money-saving Ampre program. You’ll receive discount offers from merchants through email, the web, or text messages according to your preferences. There are no coupons to clip or codes to remember in order to redeem these offers; simply use your debit card to make the purchase and you’ll realize the savings instantly!<\/p>\n

Click on the link below to get started. In the enrollment process, we’ll ask you for a few pieces of information in order to learn more about you and ensure that the offers we send will be of highest value to you as a consumer. The savings are easy! Simply:<\/p>\n