{"id":2722,"date":"2023-04-19T19:07:44","date_gmt":"2023-04-19T19:07:44","guid":{"rendered":"https:\/\/www.emrspcu.com\/?page_id=2722"},"modified":"2023-05-26T20:15:08","modified_gmt":"2023-05-26T20:15:08","slug":"calculators","status":"publish","type":"page","link":"https:\/\/www.emrspcu.com\/loan-programs\/calculators\/","title":{"rendered":"Calculators"},"content":{"rendered":"\n<h3>\n\t\t\n\t<\/h3>\n    <h3>Online Banking<\/h3>\n\t\t<nav>\n\t\t\t<ul>\n\t\t\t\t\t\t\t\t<li data-index=\"0\">\n\t\t\t\t\t<h5>\n\t\t\t\t\t\t<a href=\"javascript:void(0);\">Mortgage Calculator\n\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h5>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li data-index=\"1\">\n\t\t\t\t\t<h5>\n\t\t\t\t\t\t<a href=\"javascript:void(0);\">Car Payment Calculator\n\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h5>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li data-index=\"2\">\n\t\t\t\t\t<h5>\n\t\t\t\t\t\t<a href=\"javascript:void(0);\">Debt to Income Ratio Calculator\n\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h5>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li data-index=\"3\">\n\t\t\t\t\t<h5>\n\t\t\t\t\t\t<a href=\"javascript:void(0);\">Savings and Investment Calculator\n\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h5>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li data-index=\"4\">\n\t\t\t\t\t<h5>\n\t\t\t\t\t\t<a href=\"javascript:void(0);\">Compound Interest Calculator\n\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h5>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li data-index=\"5\">\n\t\t\t\t\t<h5>\n\t\t\t\t\t\t<a href=\"javascript:void(0);\">Amortization Calculator\n\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h5>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\t\t<\/nav>\n\t\t\t\t\t<div class=\"fl-builder-content fl-builder-content-2999 fl-builder-template fl-builder-row-template fl-builder-global-templates-locked\" data-post-id=\"2999\"><div class=\"fl-row fl-row-fixed-width fl-row-bg-none fl-node-jycu5gk0bdhn fl-row-default-height fl-row-align-center\" data-node=\"jycu5gk0bdhn\">\n\t<div class=\"fl-row-content-wrap\">\n\t\t<div class=\"uabb-row-separator uabb-top-row-separator\" >\n<\/div>\n\t\t\t\t\t\t<div class=\"fl-row-content fl-row-fixed-width fl-node-content\">\n\t\t\n<div class=\"fl-col-group fl-node-pan3tyfs2qu0\" data-node=\"pan3tyfs2qu0\">\n\t\t\t<div class=\"fl-col fl-node-ilprgyhd0mxv\" data-node=\"ilprgyhd0mxv\">\n\t<div class=\"fl-col-content fl-node-content\"><div class=\"fl-module fl-module-html fl-node-uqlk7pnvxy2h\" data-node=\"uqlk7pnvxy2h\">\n\t<div class=\"fl-module-content fl-node-content\">\n\t\t<div class=\"fl-html\">\n\t<div class=\"frm_forms  with_frm_style frm_style_formidable-style\" id=\"frm_form_2_container\" data-token=\"6b49a7477deff6dd53301b29f496f6ee\">\n<form enctype=\"multipart\/form-data\" method=\"post\" class=\"frm-show-form  frm_pro_form \" id=\"form_advanced-mortgage-calculator\"  data-token=\"6b49a7477deff6dd53301b29f496f6ee\">\n<div class=\"frm_form_fields \">\n<fieldset>\n<legend class=\"frm_hidden\">Advanced Mortgage Calculator<\/legend>\r\n\r\n<div class=\"frm_fields_container\">\n<input type=\"hidden\" name=\"frm_action\" value=\"create\" \/>\n<input type=\"hidden\" name=\"form_id\" value=\"2\" \/>\n<input type=\"hidden\" name=\"frm_hide_fields_2\" id=\"frm_hide_fields_2\" value=\"\" \/>\n<input type=\"hidden\" name=\"form_key\" value=\"advanced-mortgage-calculator\" \/>\n<input type=\"hidden\" name=\"item_meta[0]\" value=\"\" \/>\n<input type=\"hidden\" id=\"frm_submit_entry_2\" name=\"frm_submit_entry_2\" value=\"e90a68de6e\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/wp-json\/wp\/v2\/pages\/2722\" \/><div id=\"frm_field_6_container\" class=\"frm_form_field frm_section_heading form-field \">\r\n<h3 class=\"frm_pos_top frm_section_spacing\">Loan Information<\/h3>\r\n\r\n\r\n<div id=\"frm_field_7_container\" class=\"frm_form_field form-field  frm_top_container frm_half frm_first\">\r\n    <label for=\"field_3cw6fa\" class=\"frm_primary_label\">Home Value\r\n        <span class=\"frm_required\"><\/span>\r\n    <\/label>\r\n    <div class=\"frm_input_group frm_with_boxes  frm_with_pre frm_with_post\"><span class=\"frm_inline_box\">$<\/span><input type=\"number\" id=\"field_3cw6fa\" name=\"item_meta[7]\" value=\"300000\"  data-sectionid=\"6\" data-frmval=\"300000\" data-invmsg=\"Home Value is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"999999999\" step=\"1\"\/><span class=\"frm_inline_box\">.00<\/span><\/div>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_8_container\" class=\"frm_form_field form-field  frm_required_field frm_top_container frm_half\">\r\n    <label for=\"field_uqkzd82\" class=\"frm_primary_label\">Loan Amount\r\n        <span class=\"frm_required\"><\/span>\r\n    <\/label>\r\n    <div class=\"frm_input_group frm_with_boxes  frm_with_pre frm_with_post\"><span class=\"frm_inline_box\">$<\/span><input type=\"number\" id=\"field_uqkzd82\" name=\"item_meta[8]\" value=\"250000\"  data-sectionid=\"6\" data-frmval=\"250000\" data-reqmsg=\"Loan Amount cannot be blank.\" aria-required=\"true\" data-invmsg=\"Amount is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"999999999\" step=\".01\"\/><span class=\"frm_inline_box\">.00<\/span><\/div>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_9_container\" class=\"frm_form_field form-field  frm_required_field frm_top_container frm_first frm_half\">\r\n    <label for=\"field_2faqgq2\" class=\"frm_primary_label\">Interest Rate\r\n        <span class=\"frm_required\"><\/span>\r\n    <\/label>\r\n    <div class=\"frm_range_container\"><input type=\"range\" id=\"field_2faqgq2\" name=\"item_meta[9]\" value=\"4\"  data-frmrange  data-sectionid=\"6\" data-frmval=\"4\" data-reqmsg=\"Interest Rate cannot be blank.\" aria-required=\"true\" data-invmsg=\"Interest Rate (%) is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"20\" step=\".01\"\/><span class=\"frm_range_value\">4<\/span><\/div>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_10_container\" class=\"frm_form_field form-field  frm_required_field frm_top_container frm_half\">\r\n    <label for=\"field_e7kk832\" class=\"frm_primary_label\">Length\r\n        <span class=\"frm_required\"><\/span>\r\n    <\/label>\r\n    <div class=\"frm_range_container\"><input type=\"range\" id=\"field_e7kk832\" name=\"item_meta[10]\" value=\"30\"  data-frmrange  data-sectionid=\"6\" data-frmval=\"30\" data-reqmsg=\"Length cannot be blank.\" aria-required=\"true\" data-invmsg=\"Length (years) is invalid\" aria-invalid=\"false\"   min=\"1\" max=\"50\" step=\"1\"\/><span class=\"frm_range_value\">30<\/span><\/div>\r\n    \r\n    \r\n<\/div>\n<\/div>\n<div id=\"frm_field_12_container\" class=\"frm_form_field frm_section_heading form-field \">\r\n<h3 class=\"frm_pos_top frm_section_spacing\">Taxes and Insurance<\/h3>\r\n\r\n\r\n<div id=\"frm_field_13_container\" class=\"frm_form_field form-field  frm_top_container frm_first frm_third\">\r\n    <label for=\"field_1lwmnb\" class=\"frm_primary_label\">Annual Taxes\r\n        <span class=\"frm_required\"><\/span>\r\n    <\/label>\r\n    <div class=\"frm_input_group frm_with_boxes  frm_with_pre frm_with_post\"><span class=\"frm_inline_box\">$<\/span><input type=\"number\" id=\"field_1lwmnb\" name=\"item_meta[13]\" value=\"3000\"  data-sectionid=\"12\" data-frmval=\"3000\" data-invmsg=\"Annual Taxes is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"9999999\" step=\".01\"\/><span class=\"frm_inline_box\">.00<\/span><\/div>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_14_container\" class=\"frm_form_field form-field  frm_top_container frm_third\">\r\n    <label for=\"field_gwbd7r\" class=\"frm_primary_label\">Annual Insurance\r\n        <span class=\"frm_required\"><\/span>\r\n    <\/label>\r\n    <div class=\"frm_input_group frm_with_boxes  frm_with_pre frm_with_post\"><span class=\"frm_inline_box\">$<\/span><input type=\"number\" id=\"field_gwbd7r\" name=\"item_meta[14]\" value=\"1500\"  data-sectionid=\"12\" data-frmval=\"1500\" data-invmsg=\"Annual Insurance is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"9999999\" step=\".01\"\/><span class=\"frm_inline_box\">.00<\/span><\/div>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_15_container\" class=\"frm_form_field form-field  frm_top_container frm_third\">\r\n    <label for=\"field_t3lwen\" class=\"frm_primary_label\">Annual PMI\r\n        <span class=\"frm_required\"><\/span>\r\n    <\/label>\r\n    <div class=\"frm_input_group frm_with_box frm_with_post\"><input type=\"number\" id=\"field_t3lwen\" name=\"item_meta[15]\" value=\"0.5\"  data-sectionid=\"12\" data-frmval=\"0.5\" data-invmsg=\"Annual PMI is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"100\" step=\".01\"\/><span class=\"frm_inline_box\">%<\/span><\/div>\r\n    \r\n    \r\n<\/div>\n<\/div>\n<div id=\"frm_field_17_container\" class=\"frm_form_field frm_section_heading form-field  frm_color_block\">\r\n<h3 class=\"frm_pos_top frm_section_spacing\">Financial Analysis<\/h3>\r\n\r\n\r\n<div id=\"frm_field_18_container\" class=\"frm_form_field form-field  frm_left_container frm_total\">\r\n    <label for=\"field_rgh3n92\" id=\"field_rgh3n92_label\" class=\"frm_primary_label\">Monthly Principal and Interest\r\n        <span class=\"frm_required\" aria-hidden=\"true\"><\/span>\r\n    <\/label>\r\n    <p class=\"frm_total_formatted\" data-prepend=\"$\" data-append=\"\"><\/p><div class=\"frm_input_group frm_with_box frm_with_pre frm_hidden\"><span class=\"frm_inline_box\">$<\/span><input type=\"number\" id=\"field_rgh3n92\" name=\"item_meta[18]\" value=\"\"  readonly=\"readonly\"  data-sectionid=\"17\" data-invmsg=\"Monthly Principal and Interest is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"9999999\" step=\".01\"\/><\/div>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_19_container\" class=\"frm_form_field form-field  frm_left_container frm_total\">\r\n    <label for=\"field_hbynct\" id=\"field_hbynct_label\" class=\"frm_primary_label\">Monthly Insurance\r\n        <span class=\"frm_required\" aria-hidden=\"true\"><\/span>\r\n    <\/label>\r\n    <p class=\"frm_total_formatted\" data-prepend=\"$\" data-append=\"\"><\/p><div class=\"frm_input_group frm_with_box frm_with_pre frm_hidden\"><span class=\"frm_inline_box\">$<\/span><input type=\"number\" id=\"field_hbynct\" name=\"item_meta[19]\" value=\"\"  readonly=\"readonly\"  data-sectionid=\"17\" data-invmsg=\"Monthly Insurance is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"9999999\" step=\".01\"\/><\/div>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_20_container\" class=\"frm_form_field form-field  frm_left_container frm_total\">\r\n    <label for=\"field_cydwl5\" id=\"field_cydwl5_label\" class=\"frm_primary_label\">Monthly Taxes\r\n        <span class=\"frm_required\"><\/span>\r\n    <\/label>\r\n    <p class=\"frm_total_formatted\" data-prepend=\"$\" data-append=\"\"><\/p><div class=\"frm_input_group frm_with_box frm_with_pre frm_hidden\"><span class=\"frm_inline_box\">$<\/span><input type=\"text\" id=\"field_cydwl5\" name=\"item_meta[20]\" value=\"\"  readonly=\"readonly\"  data-sectionid=\"17\" data-invmsg=\"Monthly Taxes is invalid\" aria-invalid=\"false\"  \/><\/div>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_21_container\" class=\"frm_form_field form-field  frm_left_container frm_total\">\r\n    <label for=\"field_im80vb\" id=\"field_im80vb_label\" class=\"frm_primary_label\">Loan to Value\r\n        <span class=\"frm_required\"><\/span>\r\n    <\/label>\r\n    <p class=\"frm_total_formatted\" data-prepend=\"$\" data-append=\"\"><\/p><div class=\"frm_input_group frm_with_box frm_with_pre frm_hidden\"><span class=\"frm_inline_box\">$<\/span><input type=\"number\" id=\"field_im80vb\" name=\"item_meta[21]\" value=\"\"  data-sectionid=\"17\" data-invmsg=\"Loan to Value is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"9999999\" step=\".01\"\/><\/div>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_22_container\" class=\"frm_form_field form-field  frm_left_container frm_total\">\r\n    <label for=\"field_lchlkt\" id=\"field_lchlkt_label\" class=\"frm_primary_label\">Monthly PMI\r\n        <span class=\"frm_required\"><\/span>\r\n    <\/label>\r\n    <p class=\"frm_total_formatted\" data-prepend=\"$\" data-append=\"\"><\/p><div class=\"frm_input_group frm_with_box frm_with_pre frm_hidden\"><span class=\"frm_inline_box\">$<\/span><input type=\"number\" id=\"field_lchlkt\" name=\"item_meta[22]\" value=\"\"  data-sectionid=\"17\" data-invmsg=\"Monthly PMI is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"9999999\" step=\".01\"\/><\/div>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_23_container\" class=\"frm_form_field form-field  frm_top_container frm_total frm_total_big\">\r\n    <label for=\"field_nqxbxg\" id=\"field_nqxbxg_label\" class=\"frm_primary_label\">Total Monthly Payment\r\n        <span class=\"frm_required\"><\/span>\r\n    <\/label>\r\n    <p class=\"frm_total_formatted\" data-prepend=\"$\" data-append=\"\"><\/p><div class=\"frm_input_group frm_with_box frm_with_pre frm_hidden\"><span class=\"frm_inline_box\">$<\/span><input type=\"number\" id=\"field_nqxbxg\" name=\"item_meta[23]\" value=\"\"  readonly=\"readonly\"  data-sectionid=\"17\" data-invmsg=\"Total Monthly Payment is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"9999999\" step=\".01\"\/><\/div>\r\n    \r\n    \r\n<\/div>\n<\/div>\n\t<input type=\"hidden\" name=\"item_key\" value=\"\" \/>\n\t\t\t\t<div class=\"frm__654793035e697\">\n\t\t\t\t<label for=\"frm_email_2\" >\n\t\t\t\t\tIf you are human, leave this field blank.\t\t\t\t<\/label>\n\t\t\t\t<input  id=\"frm_email_2\" type=\"text\" class=\"frm_verify\" name=\"frm__654793035e697\" value=\"\" autocomplete=\"false\"  \/>\n\t\t\t<\/div>\n\t\t<input name=\"frm_state\" type=\"hidden\" value=\"89LAj3PGW+kFOQnfuHk+eCM1Ol6ObmlAgkSh5xnh3d0=\" \/><div class=\"frm_submit\">\r\n\r\n<input type=\"submit\" value=\"Submit\"  class=\"frm_final_submit\" \/>\r\n<img decoding=\"async\" class=\"frm_ajax_loading\" src=\"https:\/\/www.emrspcu.com\/wp-content\/plugins\/formidable\/images\/ajax_loader.gif\" alt=\"Sending\"\/>\r\n\r\n<\/div><\/div>\n<\/fieldset>\n<\/div>\n<\/form>\n<\/div>\n<\/div>\n\t<\/div>\n<\/div>\n<\/div>\n<\/div>\n\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<\/div><div class=\"uabb-js-breakpoint\" style=\"display: none;\"><\/div>\t\t\t\t\n\t\t\t\t\t<div class=\"fl-builder-content fl-builder-content-3000 fl-builder-template fl-builder-row-template fl-builder-global-templates-locked\" data-post-id=\"3000\"><div class=\"fl-row fl-row-fixed-width fl-row-bg-none fl-node-03kw5uihcqzt fl-row-default-height fl-row-align-center\" data-node=\"03kw5uihcqzt\">\n\t<div class=\"fl-row-content-wrap\">\n\t\t<div class=\"uabb-row-separator uabb-top-row-separator\" >\n<\/div>\n\t\t\t\t\t\t<div class=\"fl-row-content fl-row-fixed-width fl-node-content\">\n\t\t\n<div class=\"fl-col-group fl-node-7x2oap1lvt5f\" data-node=\"7x2oap1lvt5f\">\n\t\t\t<div class=\"fl-col fl-node-2pviw3ref4xm\" data-node=\"2pviw3ref4xm\">\n\t<div class=\"fl-col-content fl-node-content\"><div class=\"fl-module fl-module-html fl-node-27u3l645wz0q\" data-node=\"27u3l645wz0q\">\n\t<div class=\"fl-module-content fl-node-content\">\n\t\t<div class=\"fl-html\">\n\t<div class=\"frm_forms  with_frm_style frm_style_formidable-style\" id=\"frm_form_3_container\" data-token=\"6b49a7477deff6dd53301b29f496f6ee\" data-token=\"6b49a7477deff6dd53301b29f496f6ee\">\n<form enctype=\"multipart\/form-data\" method=\"post\" class=\"frm-show-form  frm_js_validate  frm_ajax_submit  frm_pro_form \" id=\"form_car-payment-calculator\"  data-token=\"6b49a7477deff6dd53301b29f496f6ee\" data-token=\"6b49a7477deff6dd53301b29f496f6ee\">\n<div class=\"frm_form_fields \">\n<fieldset>\n<legend class=\"frm_hidden\">Car Payment Calculator<\/legend>\r\n\r\n<div class=\"frm_fields_container\">\n<input type=\"hidden\" name=\"frm_action\" value=\"create\" \/>\n<input type=\"hidden\" name=\"form_id\" value=\"3\" \/>\n<input type=\"hidden\" name=\"frm_hide_fields_3\" id=\"frm_hide_fields_3\" value=\"\" \/>\n<input type=\"hidden\" name=\"form_key\" value=\"car-payment-calculator\" \/>\n<input type=\"hidden\" name=\"item_meta[0]\" value=\"\" \/>\n<input type=\"hidden\" id=\"frm_submit_entry_3\" name=\"frm_submit_entry_3\" value=\"e90a68de6e\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/wp-json\/wp\/v2\/pages\/2722\" \/><div id=\"frm_field_25_container\" class=\"frm_form_field frm_section_heading form-field \">\r\n<h3 class=\"frm_pos_top frm_section_spacing\">Purchase Details<\/h3>\r\n\r\n\r\n<div id=\"frm_field_26_container\" class=\"frm_form_field form-field  frm_top_container frm_first frm_half\">\r\n    <label for=\"field_8uxc3\" class=\"frm_primary_label\">Price of Car\r\n        <span class=\"frm_required\"><\/span>\r\n    <\/label>\r\n    <div class=\"frm_input_group frm_with_boxes  frm_with_pre frm_with_post\"><span class=\"frm_inline_box\">$<\/span><input type=\"number\" id=\"field_8uxc3\" name=\"item_meta[26]\" value=\"\"  data-sectionid=\"25\" data-invmsg=\"Price of Car is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"9999999\" step=\"any\"\/><span class=\"frm_inline_box\">.00<\/span><\/div>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_27_container\" class=\"frm_form_field form-field  frm_top_container frm_half\">\r\n    <label for=\"field_m5c0i\" class=\"frm_primary_label\">Sales Tax\r\n        <span class=\"frm_required\"><\/span>\r\n    <\/label>\r\n    <div class=\"frm_input_group frm_with_box frm_with_post\"><input type=\"number\" id=\"field_m5c0i\" name=\"item_meta[27]\" value=\"7\"  data-sectionid=\"25\" data-frmval=\"7\" data-invmsg=\"Sales Tax is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"9999999\" step=\".01\"\/><span class=\"frm_inline_box\">%<\/span><\/div>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_28_container\" class=\"frm_form_field form-field  frm_top_container frm_first frm_half\">\r\n    <label for=\"field_3wral\" class=\"frm_primary_label\">Annual Interest\r\n        <span class=\"frm_required\"><\/span>\r\n    <\/label>\r\n    <div class=\"frm_range_container\"><input type=\"range\" id=\"field_3wral\" name=\"item_meta[28]\" value=\"3.5\"  data-frmrange  data-sectionid=\"25\" data-frmval=\"3.5\" data-invmsg=\"Annual Interest is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"25\" step=\"0.01\"\/><span class=\"frm_range_value\">3.5<\/span><\/div>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_29_container\" class=\"frm_form_field form-field  frm_top_container frm_half\">\r\n    <label for=\"field_o910s\" class=\"frm_primary_label\">Length of Loan\r\n        <span class=\"frm_required\"><\/span>\r\n    <\/label>\r\n    <div class=\"frm_range_container\"><input type=\"range\" id=\"field_o910s\" name=\"item_meta[29]\" value=\"60\"  data-frmrange  data-sectionid=\"25\" data-frmval=\"60\" data-invmsg=\"Length of Loan is invalid\" aria-invalid=\"false\"   min=\"3\" max=\"97\" step=\"1\"\/><span class=\"frm_range_value\">60<\/span><\/div>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_30_container\" class=\"frm_form_field form-field  frm_top_container frm_first frm_half horizontal_radio\">\r\n    <label  class=\"frm_primary_label\">Are you trading in a car?\r\n        <span class=\"frm_required\"><\/span>\r\n    <\/label>\r\n    <div class=\"frm_opt_container\">\t\t<div class=\"frm_radio\" id=\"frm_radio_30-25-0\"><label for=\"field_9eo6u-0\">\t\t<input type=\"radio\" name=\"item_meta[30]\" id=\"field_9eo6u-0\" value=\"Yes\"\n\t\t   data-sectionid=\"25\" data-invmsg=\"Are you trading in a car? is invalid\" aria-invalid=\"false\"  \/> Yes<\/label><\/div>\n\t\t<div class=\"frm_radio\" id=\"frm_radio_30-25-1\"><label for=\"field_9eo6u-1\">\t\t<input type=\"radio\" name=\"item_meta[30]\" id=\"field_9eo6u-1\" value=\"No\"\n\t\t   data-sectionid=\"25\" data-invmsg=\"Are you trading in a car? is invalid\" aria-invalid=\"false\"  \/> No<\/label><\/div>\n<\/div>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_31_container\" class=\"frm_form_field form-field  frm_top_container frm_half\">\r\n    <label for=\"field_i8x14\" class=\"frm_primary_label\">Trade-In Value\r\n        <span class=\"frm_required\"><\/span>\r\n    <\/label>\r\n    <div class=\"frm_input_group frm_with_boxes  frm_with_pre frm_with_post\"><span class=\"frm_inline_box\">$<\/span><input type=\"number\" id=\"field_i8x14\" name=\"item_meta[31]\" value=\"\"  data-sectionid=\"25\" data-invmsg=\"Trade-In Value is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"9999999\" step=\"1\"\/><span class=\"frm_inline_box\">.00<\/span><\/div>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_32_container\" class=\"frm_form_field form-field  frm_top_container frm_first frm_third\">\r\n    <label for=\"field_exe26\" class=\"frm_primary_label\">Estimated Dealer Fees\r\n        <span class=\"frm_required\"><\/span>\r\n    <\/label>\r\n    <div class=\"frm_input_group frm_with_boxes  frm_with_pre frm_with_post\"><span class=\"frm_inline_box\">$<\/span><input type=\"number\" id=\"field_exe26\" name=\"item_meta[32]\" value=\"\"  data-sectionid=\"25\" data-invmsg=\"Estimated Dealer Fees is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"9999999\" step=\"1\"\/><span class=\"frm_inline_box\">.00<\/span><\/div>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_33_container\" class=\"frm_form_field form-field  frm_top_container frm_third\">\r\n    <label for=\"field_4eza1\" class=\"frm_primary_label\">Estimated Rebates\r\n        <span class=\"frm_required\"><\/span>\r\n    <\/label>\r\n    <div class=\"frm_input_group frm_with_boxes  frm_with_pre frm_with_post\"><span class=\"frm_inline_box\">$<\/span><input type=\"number\" id=\"field_4eza1\" name=\"item_meta[33]\" value=\"\"  data-sectionid=\"25\" data-invmsg=\"Estimated Rebates\/Incentives is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"9999999\" step=\"1\"\/><span class=\"frm_inline_box\">.00<\/span><\/div>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_34_container\" class=\"frm_form_field form-field  frm_top_container frm_third\">\r\n    <label for=\"field_i8u41\" class=\"frm_primary_label\">Estimated Down Payment\r\n        <span class=\"frm_required\"><\/span>\r\n    <\/label>\r\n    <div class=\"frm_input_group frm_with_boxes  frm_with_pre frm_with_post\"><span class=\"frm_inline_box\">$<\/span><input type=\"number\" id=\"field_i8u41\" name=\"item_meta[34]\" value=\"\"  data-sectionid=\"25\" data-invmsg=\"Estimated Down Payment is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"9999999\" step=\"1\"\/><span class=\"frm_inline_box\">.00<\/span><\/div>\r\n    \r\n    \r\n<\/div>\n<\/div>\n<div id=\"frm_field_36_container\" class=\"frm_form_field frm_section_heading form-field  frm_color_block\">\r\n<h3 class=\"frm_pos_top frm_section_spacing\">Loan Calculation<\/h3>\r\n\r\n\r\n<div id=\"frm_field_37_container\" class=\"frm_grid_container frm_form_field form-field  frm_top_container frm_total\">\r\n<div class=\"frm_first frm_form_field frm_two_thirds\">\r\n    <label for=\"field_cdqlj\" class=\"frm_primary_label\">Price of Car & Fees\r\n        <span class=\"frm_required\"><\/span>\r\n    <\/label>\r\n<\/div>\r\n<div class=\"frm_third frm_form_field\">\r\n    <p class=\"frm_total_formatted\" data-prepend=\"$\" data-append=\"\"><\/p><div class=\"frm_input_group frm_with_box frm_with_pre frm_hidden\"><span class=\"frm_inline_box\">$<\/span><input type=\"number\" id=\"field_cdqlj\" name=\"item_meta[37]\" value=\"\"  readonly=\"readonly\"  data-sectionid=\"36\" data-invmsg=\"Price of Car w\/Dealer Fees is invalid\" tabindex=\"-1\" aria-invalid=\"false\"   min=\"0\" max=\"9999999\" step=\"any\"\/><\/div>\r\n<\/div>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_38_container\" class=\"frm_grid_container frm_form_field form-field  frm_top_container frm_total\">\r\n<div class=\"frm_first frm_form_field frm_two_thirds\">\r\n    <label for=\"field_m6tj4\" class=\"frm_primary_label\">Taxes\r\n        <span class=\"frm_required\"><\/span>\r\n    <\/label>\r\n<\/div>\r\n<div class=\"frm_third frm_form_field\">\r\n    <p class=\"frm_total_formatted\" data-prepend=\"$\" data-append=\"\"><\/p><div class=\"frm_input_group frm_with_box frm_with_pre frm_hidden\"><span class=\"frm_inline_box\">$<\/span><input type=\"number\" id=\"field_m6tj4\" name=\"item_meta[38]\" value=\"\"  readonly=\"readonly\"  data-sectionid=\"36\" data-invmsg=\"Estimated Taxes is invalid\" tabindex=\"-1\" aria-invalid=\"false\"   min=\"0\" max=\"9999999\" step=\"any\"\/><\/div>\r\n<\/div>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_39_container\" class=\"frm_grid_container frm_form_field form-field  frm_top_container frm_total\">\r\n<div class=\"frm_first frm_form_field frm_two_thirds\">\r\n    <label for=\"field_e22qn\" class=\"frm_primary_label\">Rebates\r\n        <span class=\"frm_required\"><\/span>\r\n    <\/label>\r\n<\/div>\r\n<div class=\"frm_third frm_form_field\">\r\n    <p class=\"frm_total_formatted\" data-prepend=\"$\" data-append=\"\"><\/p><div class=\"frm_input_group frm_with_box frm_with_pre frm_hidden\"><span class=\"frm_inline_box\">$<\/span><input type=\"number\" id=\"field_e22qn\" name=\"item_meta[39]\" value=\"\"  readonly=\"readonly\"  data-sectionid=\"36\" data-invmsg=\"Estimated Rebates is invalid\" tabindex=\"-1\" aria-invalid=\"false\"   min=\"0\" max=\"9999999\" step=\"any\"\/><\/div>\r\n<\/div>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_40_container\" class=\"frm_grid_container frm_form_field form-field  frm_top_container frm_total\">\r\n<div class=\"frm_first frm_form_field frm_two_thirds\">\r\n    <label for=\"field_q8z4r\" class=\"frm_primary_label\">Down Payment\r\n        <span class=\"frm_required\"><\/span>\r\n    <\/label>\r\n<\/div>\r\n<div class=\"frm_third frm_form_field\">\r\n    <p class=\"frm_total_formatted\" data-prepend=\"$\" data-append=\"\"><\/p><div class=\"frm_input_group frm_with_box frm_with_pre frm_hidden\"><span class=\"frm_inline_box\">$<\/span><input type=\"number\" id=\"field_q8z4r\" name=\"item_meta[40]\" value=\"\"  readonly=\"readonly\"  data-sectionid=\"36\" data-invmsg=\"Estimated Down Payment is invalid\" tabindex=\"-1\" aria-invalid=\"false\"   min=\"0\" max=\"9999999\" step=\"any\"\/><\/div>\r\n<\/div>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_41_container\" class=\"frm_grid_container frm_form_field form-field  frm_top_container frm_total\">\r\n<div class=\"frm_first frm_form_field frm_two_thirds\">\r\n    <label for=\"field_zpqx9\" class=\"frm_primary_label\">Trade-In Value\r\n        <span class=\"frm_required\"><\/span>\r\n    <\/label>\r\n<\/div>\r\n<div class=\"frm_third frm_form_field\">\r\n    <p class=\"frm_total_formatted\" data-prepend=\"$\" data-append=\"\"><\/p><div class=\"frm_input_group frm_with_box frm_with_pre frm_hidden\"><span class=\"frm_inline_box\">$<\/span><input type=\"number\" id=\"field_zpqx9\" name=\"item_meta[41]\" value=\"\"  readonly=\"readonly\"  data-sectionid=\"36\" data-invmsg=\"Estimated Trade-In Value is invalid\" tabindex=\"-1\" aria-invalid=\"false\"   min=\"0\" max=\"9999999\" step=\"any\"\/><\/div>\r\n<\/div>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_42_container\" class=\"frm_grid_container frm_form_field form-field  frm_top_container frm_total\">\r\n<div class=\"frm_first frm_form_field frm_two_thirds\">\r\n    <label for=\"field_xvp2v\" class=\"frm_primary_label\">Loan Amount\r\n        <span class=\"frm_required\"><\/span>\r\n    <\/label>\r\n<\/div>\r\n<div class=\"frm_third frm_form_field\">\r\n    <p class=\"frm_total_formatted\" data-prepend=\"$\" data-append=\"\"><\/p><div class=\"frm_input_group frm_with_box frm_with_pre frm_hidden\"><span class=\"frm_inline_box\">$<\/span><input type=\"number\" id=\"field_xvp2v\" name=\"item_meta[42]\" value=\"\"  readonly=\"readonly\"  data-sectionid=\"36\" data-invmsg=\"Estimated Loan Amount is invalid\" tabindex=\"-1\" aria-invalid=\"false\"   min=\"0\" max=\"9999999\" step=\"any\"\/><\/div>\r\n<\/div>\r\n    \r\n    \r\n<\/div>\n<input type=\"hidden\" name=\"item_meta[43]\" id=\"field_rm3cs\" value=\"\"  data-sectionid=\"36\"    \/>\n<input type=\"hidden\" name=\"item_meta[44]\" id=\"field_48dey\" value=\"\"  data-sectionid=\"36\"    \/>\n<input type=\"hidden\" name=\"item_meta[45]\" id=\"field_szn43\" value=\"\"  data-sectionid=\"36\"    \/>\n<input type=\"hidden\" name=\"item_meta[46]\" id=\"field_ofjad\" value=\"\"  data-sectionid=\"36\"    \/>\n<div id=\"frm_field_47_container\" class=\"frm_form_field form-field  frm_top_container frm_total frm_total_big\">\r\n    <label for=\"field_w0dge\" class=\"frm_primary_label\">Monthly Payment with Interest\r\n        <span class=\"frm_required\"><\/span>\r\n    <\/label>\r\n    <p class=\"frm_total_formatted\" data-prepend=\"$\" data-append=\"\"><\/p><div class=\"frm_input_group frm_with_box frm_with_pre frm_hidden\"><span class=\"frm_inline_box\">$<\/span><input type=\"number\" id=\"field_w0dge\" name=\"item_meta[47]\" value=\"\"  readonly=\"readonly\"  data-sectionid=\"36\" data-invmsg=\"Loan Payment with Annual Interest above 0% is invalid\" tabindex=\"-1\" aria-invalid=\"false\"   min=\"0\" max=\"9999999\" step=\"any\"\/><\/div>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_48_container\" class=\"frm_form_field form-field  frm_top_container frm_total frm_total_big\">\r\n    <label for=\"field_amg0e\" class=\"frm_primary_label\">Monthly Payment\r\n        <span class=\"frm_required\"><\/span>\r\n    <\/label>\r\n    <p class=\"frm_total_formatted\" data-prepend=\"$\" data-append=\"\"><\/p><div class=\"frm_input_group frm_with_box frm_with_pre frm_hidden\"><span class=\"frm_inline_box\">$<\/span><input type=\"number\" id=\"field_amg0e\" name=\"item_meta[48]\" value=\"\"  readonly=\"readonly\"  data-sectionid=\"36\" data-invmsg=\"Loan Payment with 0% Annual Interest is invalid\" tabindex=\"-1\" aria-invalid=\"false\"   min=\"0\" max=\"9999999\" step=\"any\"\/><\/div>\r\n    \r\n    \r\n<\/div>\n<\/div>\n\t<input type=\"hidden\" name=\"item_key\" value=\"\" \/>\n\t\t\t\t<div class=\"frm__654793035e697\">\n\t\t\t\t<label for=\"frm_email_3\" >\n\t\t\t\t\tIf you are human, leave this field blank.\t\t\t\t<\/label>\n\t\t\t\t<input  id=\"frm_email_3\" type=\"text\" class=\"frm_verify\" name=\"frm__654793035e697\" value=\"\" autocomplete=\"false\"  \/>\n\t\t\t<\/div>\n\t\t<input name=\"frm_state\" type=\"hidden\" value=\"89LAj3PGW+kFOQnfuHk+eCM1Ol6ObmlAgkSh5xnh3d0=\" \/><div class=\"frm_submit\">\r\n\r\n<input type=\"submit\" value=\"Submit\"  class=\"frm_final_submit\" \/>\r\n<img decoding=\"async\" class=\"frm_ajax_loading\" src=\"https:\/\/www.emrspcu.com\/wp-content\/plugins\/formidable\/images\/ajax_loader.gif\" alt=\"Sending\"\/>\r\n\r\n<\/div><\/div>\n<\/fieldset>\n<\/div>\n<\/form>\n<\/div>\n<\/div>\n\t<\/div>\n<\/div>\n<\/div>\n<\/div>\n\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<\/div><div class=\"uabb-js-breakpoint\" style=\"display: none;\"><\/div>\t\t\t\t\n\t\t\t\t\t<div class=\"fl-builder-content fl-builder-content-3002 fl-builder-template fl-builder-row-template fl-builder-global-templates-locked\" data-post-id=\"3002\"><div class=\"fl-row fl-row-fixed-width fl-row-bg-none fl-node-mp2dnfhouvit fl-row-default-height fl-row-align-center\" data-node=\"mp2dnfhouvit\">\n\t<div class=\"fl-row-content-wrap\">\n\t\t<div class=\"uabb-row-separator uabb-top-row-separator\" >\n<\/div>\n\t\t\t\t\t\t<div class=\"fl-row-content fl-row-fixed-width fl-node-content\">\n\t\t\n<div class=\"fl-col-group fl-node-37d8rhalm2x1\" data-node=\"37d8rhalm2x1\">\n\t\t\t<div class=\"fl-col fl-node-y3gzvdh6k98s\" data-node=\"y3gzvdh6k98s\">\n\t<div class=\"fl-col-content fl-node-content\"><div class=\"fl-module fl-module-html fl-node-pz86x95ktbdr\" data-node=\"pz86x95ktbdr\">\n\t<div class=\"fl-module-content fl-node-content\">\n\t\t<div class=\"fl-html\">\n\t<div class=\"frm_forms  with_frm_style frm_style_formidable-style\" id=\"frm_form_4_container\" data-token=\"6b49a7477deff6dd53301b29f496f6ee\" data-token=\"6b49a7477deff6dd53301b29f496f6ee\" data-token=\"6b49a7477deff6dd53301b29f496f6ee\">\n<form enctype=\"multipart\/form-data\" method=\"post\" class=\"frm-show-form  frm_js_validate  frm_ajax_submit  frm_pro_form \" id=\"form_debt-to-income-ratio-calculator\"  data-token=\"6b49a7477deff6dd53301b29f496f6ee\" data-token=\"6b49a7477deff6dd53301b29f496f6ee\" data-token=\"6b49a7477deff6dd53301b29f496f6ee\">\n<div class=\"frm_form_fields \">\n<fieldset>\n<legend class=\"frm_screen_reader\">Debt to Income Ratio Calculator<\/legend>\r\n\r\n\r\n<!-- Style to remove bootstrap prepend border for total fields -->\r\n<style type=\"text\/css\">\r\n.frm_total span.input-group-addon {\r\n    border: 0;\r\n}\r\n<\/style><div class=\"frm_fields_container\">\n<input type=\"hidden\" name=\"frm_action\" value=\"create\" \/>\n<input type=\"hidden\" name=\"form_id\" value=\"4\" \/>\n<input type=\"hidden\" name=\"frm_hide_fields_4\" id=\"frm_hide_fields_4\" value=\"\" \/>\n<input type=\"hidden\" name=\"form_key\" value=\"debt-to-income-ratio-calculator\" \/>\n<input type=\"hidden\" name=\"item_meta[0]\" value=\"\" \/>\n<input type=\"hidden\" id=\"frm_submit_entry_4\" name=\"frm_submit_entry_4\" value=\"e90a68de6e\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/wp-json\/wp\/v2\/pages\/2722\" \/><div id=\"frm_field_50_container\" class=\"frm_form_field form-field  frm_top_container frm_half\">\r\n    <label for=\"field_nceo6\" id=\"field_nceo6_label\" class=\"frm_primary_label\">Monthly income\r\n        <span class=\"frm_required\" aria-hidden=\"true\"><\/span>\r\n    <\/label>\r\n    <div class=\"frm_input_group frm_with_box frm_with_pre\"><span class=\"frm_inline_box\">$<\/span><input type=\"number\" id=\"field_nceo6\" name=\"item_meta[50]\" value=\"\"  data-invmsg=\"Number is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"99999999\" step=\"any\"\/><\/div>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_51_container\" class=\"frm_form_field form-field  frm_top_container frm_half\">\r\n    <label for=\"field_fqedf\" id=\"field_fqedf_label\" class=\"frm_primary_label\">Monthly debt payment\r\n        <span class=\"frm_required\" aria-hidden=\"true\"><\/span>\r\n    <\/label>\r\n    <div class=\"frm_input_group frm_with_box frm_with_pre\"><span class=\"frm_inline_box\">$<\/span><input type=\"number\" id=\"field_fqedf\" name=\"item_meta[51]\" value=\"\"  data-invmsg=\"Number is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"99999999\" step=\"any\"\/><\/div>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_52_container\" class=\"frm_form_field form-field  frm_top_container frm_total frm_fourth frm_total_big\">\r\n    <label for=\"field_ise51\" id=\"field_ise51_label\" class=\"frm_primary_label\">DTI\r\n        <span class=\"frm_required\" aria-hidden=\"true\"><\/span>\r\n    <\/label>\r\n    <p class=\"frm_total_formatted\" data-prepend=\"\" data-append=\"%\"><\/p><div class=\"frm_input_group frm_with_box frm_with_post frm_hidden\"><input type=\"number\" id=\"field_ise51\" name=\"item_meta[52]\" value=\"\"  readonly=\"readonly\"  data-invmsg=\"Number is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"9999\" step=\"any\"\/><span class=\"frm_inline_box\">%<\/span><\/div>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_53_container\" class=\"frm_form_field  frm_html_container form-field\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 496 512\" height=\"20\" width=\"20\"><path fill=\"currentColor\" d=\"M248 8a248 248 0 100 496 248 248 0 000-496zm152.7 400.7a216.3 216.3 0 01-305.6 0 216.3 216.3 0 010-305.6 216.3 216.3 0 01305.6 0 216.3 216.3 0 010 305.6zM287 227.9l9.5-17c7.7-13.7 19.2-21.6 31.5-21.6s23.8 7.9 31.5 21.6l9.5 17c4.1 7.4 15.6 4 14.9-4.5-3.3-42.1-32.2-71.4-56-71.4s-52.7 29.3-56 71.4c-.6 8.6 11 11.9 15.1 4.5zm-160 0l9.5-17c7.7-13.7 19.2-21.6 31.5-21.6s23.8 7.9 31.5 21.6l9.5 17c4.1 7.4 15.6 4 14.9-4.5-3.3-42.1-32.2-71.4-56-71.4s-52.7 29.3-56 71.4c-.6 8.5 10.9 11.9 15.1 4.5zM383 288H113a16 16 0 00-15.9 18A144 144 0 00240 432h16c73.4 0 134-55 142.9-126a16 16 0 00-15.9-18zM256 400h-16c-50.2 0-93.5-33.3-107.4-80h230.8A112.2 112.2 0 01256 400z\"\/><\/svg> <strong>Excellent!<\/strong> While you should pay off your debt as soon as possible, this debt to income ratio should allow you to live the lifestyle you want without major constraints.<\/div>\n<div id=\"frm_field_54_container\" class=\"frm_form_field  frm_html_container form-field\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 496 512\" height=\"20\" width=\"20\"><path fill=\"currentColor\" d=\"M248 8a248 248 0 100 496 248 248 0 000-496zm0 464c-119.1 0-216-96.9-216-216S128.9 40 248 40s216 96.9 216 216-96.9 216-216 216zm90.2-146.2a117.3 117.3 0 01-180.4 0 16 16 0 00-22.5-2 16 16 0 00-2 22.5 149.1 149.1 0 00229.5-.1 15.9 15.9 0 00-2-22.5 16.1 16.1 0 00-22.6 2.1zM168 240a32 32 0 100-64 32 32 0 000 64zm160 0a32 32 0 100-64 32 32 0 000 64z\"\/><\/svg> <strong>Healthy<\/strong>. You should avoid incurring more debts, and might have a problem getting approved for a mortgage or yet another loan. Still, you are in a relatively good situation.<\/div>\n<div id=\"frm_field_55_container\" class=\"frm_form_field  frm_html_container form-field\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 496 512\" height=\"20\" width=\"20\"><path fill=\"currentColor\" d=\"M248 8a248 248 0 100 496 248 248 0 000-496zm0 464c-119.1 0-216-96.9-216-216S128.9 40 248 40s216 96.9 216 216-96.9 216-216 216zm-80-232a32 32 0 100-64 32 32 0 000 64zm160-64a32 32 0 100 64 32 32 0 000-64zm16 160H152c-8.8 0-16 7.2-16 16s7.2 16 16 16h192c8.8 0 16-7.2 16-16s-7.2-16-16-16z\"\/><\/svg> <strong>Troubling<\/strong>. You probably won't get approved for any additional loans; you should start working on a plan that will help you reduce your debts.<\/div>\n<div id=\"frm_field_56_container\" class=\"frm_form_field  frm_html_container form-field\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 496 512\" height=\"20\" width=\"20\"><path fill=\"currentColor\" d=\"M248 8a248 248 0 100 496 248 248 0 000-496zm0 464c-119.1 0-216-96.9-216-216S128.9 40 248 40s216 96.9 216 216-96.9 216-216 216zm-80-232a32 32 0 100-64 32 32 0 000 64zm160-64a32 32 0 100 64 32 32 0 000-64zm-80 112c-39.7 0-102.6 23.7-111.5 74.5a32.1 32.1 0 0040.9 36.1c29.3-9 56.4-14.6 70.6-14.6s41.3 5.6 70.6 14.6a32 32 0 0040.9-36.1C350.6 311.7 287.7 288 248 288zm0 64c-17.7 0-46.9 5.8-80 16 5.2-29.7 50.1-48 80-48s74.8 18.3 80 48c-33.1-10.2-62.3-16-80-16z\"\/><\/svg> <strong>Dangerous<\/strong>. Such a debt to income ratio indicates financial trouble. You should devote as much money and energy as possible to pay off your loans.<\/div>\n<div id=\"frm_field_57_container\" class=\"frm_form_field  frm_html_container form-field\"><svg aria-hidden=\"true\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 496 512\" height=\"20\" width=\"20\"><path fill=\"currentColor\" d=\"M248 8a248 248 0 100 496 248 248 0 000-496zm0 464c-119.1 0-216-96.9-216-216S128.9 40 248 40s216 96.9 216 216-96.9 216-216 216zm0-184a64 64 0 10.1 128.1A64 64 0 00248 288zm0 96c-17.6 0-32-14.4-32-32s14.4-32 32-32 32 14.4 32 32-14.4 32-32 32zm-48-176a32 32 0 10-64 0 32 32 0 0064 0zm128-32a32 32 0 100 64 32 32 0 000-64z\"\/><\/svg> <strong>Extremely Dangerous<\/strong>. More than half of your income is used to pay off debts and mortgages. If you're not following a strict payment plan yet, don't hesitate to consult a financial advisor and get professional help.<\/div>\n\t<input type=\"hidden\" name=\"item_key\" value=\"\" \/>\n\t\t\t\t<div class=\"frm__654793035e697\">\n\t\t\t\t<label for=\"frm_email_4\" >\n\t\t\t\t\tIf you are human, leave this field blank.\t\t\t\t<\/label>\n\t\t\t\t<input  id=\"frm_email_4\" type=\"text\" class=\"frm_verify\" name=\"frm__654793035e697\" value=\"\" autocomplete=\"false\"  \/>\n\t\t\t<\/div>\n\t\t<input name=\"frm_state\" type=\"hidden\" value=\"89LAj3PGW+kFOQnfuHk+eCM1Ol6ObmlAgkSh5xnh3d0=\" \/><div class=\"frm_submit\">\r\n\r\n<button class=\"frm_button_submit frm_final_submit\" type=\"submit\"  >Submit<\/button>\r\n\r\n<\/div><\/div>\n<\/fieldset>\n<\/div>\n<\/form>\n<\/div>\n<\/div>\n\t<\/div>\n<\/div>\n<\/div>\n<\/div>\n\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<\/div><div class=\"uabb-js-breakpoint\" style=\"display: none;\"><\/div>\t\t\t\t\n\t\t\t\t\t<div class=\"fl-builder-content fl-builder-content-3003 fl-builder-template fl-builder-row-template fl-builder-global-templates-locked\" data-post-id=\"3003\"><div class=\"fl-row fl-row-fixed-width fl-row-bg-none fl-node-40z7iuae51lm fl-row-default-height fl-row-align-center\" data-node=\"40z7iuae51lm\">\n\t<div class=\"fl-row-content-wrap\">\n\t\t<div class=\"uabb-row-separator uabb-top-row-separator\" >\n<\/div>\n\t\t\t\t\t\t<div class=\"fl-row-content fl-row-fixed-width fl-node-content\">\n\t\t\n<div class=\"fl-col-group fl-node-f4qetmywgo7i\" data-node=\"f4qetmywgo7i\">\n\t\t\t<div class=\"fl-col fl-node-zspvma5xh1br\" data-node=\"zspvma5xh1br\">\n\t<div class=\"fl-col-content fl-node-content\"><div class=\"fl-module fl-module-html fl-node-9oksajzwvqxc\" data-node=\"9oksajzwvqxc\">\n\t<div class=\"fl-module-content fl-node-content\">\n\t\t<div class=\"fl-html\">\n\t<div class=\"frm_forms  with_frm_style frm_style_formidable-style\" id=\"frm_form_6_container\" data-token=\"6b49a7477deff6dd53301b29f496f6ee\" data-token=\"6b49a7477deff6dd53301b29f496f6ee\" data-token=\"6b49a7477deff6dd53301b29f496f6ee\" data-token=\"6b49a7477deff6dd53301b29f496f6ee\">\n<form enctype=\"multipart\/form-data\" method=\"post\" class=\"frm-show-form  frm_js_validate  frm_ajax_submit  frm_pro_form \" id=\"form_savings-and-investment-calculator\"  data-token=\"6b49a7477deff6dd53301b29f496f6ee\" data-token=\"6b49a7477deff6dd53301b29f496f6ee\" data-token=\"6b49a7477deff6dd53301b29f496f6ee\" data-token=\"6b49a7477deff6dd53301b29f496f6ee\">\n<div class=\"frm_form_fields \">\n<fieldset>\n<legend class=\"frm_screen_reader\">Savings and Investment Calculator<\/legend>\r\n\r\n\r\n<!-- Style to remove bootstrap prepend border for total fields -->\r\n<style type=\"text\/css\">\r\n.frm_total span.input-group-addon {\r\n    border: 0;\r\n}\r\n<\/style><div class=\"frm_fields_container\">\n<input type=\"hidden\" name=\"frm_action\" value=\"create\" \/>\n<input type=\"hidden\" name=\"form_id\" value=\"6\" \/>\n<input type=\"hidden\" name=\"frm_hide_fields_6\" id=\"frm_hide_fields_6\" value=\"\" \/>\n<input type=\"hidden\" name=\"form_key\" value=\"savings-and-investment-calculator\" \/>\n<input type=\"hidden\" name=\"item_meta[0]\" value=\"\" \/>\n<input type=\"hidden\" id=\"frm_submit_entry_6\" name=\"frm_submit_entry_6\" value=\"e90a68de6e\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/wp-json\/wp\/v2\/pages\/2722\" \/><div id=\"frm_field_66_container\" class=\"frm_form_field frm_section_heading form-field  frm_two_thirds frm_first frm_hide_section\">\r\n<h3 class=\"frm_pos_none frm_section_spacing\">Savings<\/h3>\r\n\r\n\r\n<div id=\"frm_field_67_container\" class=\"frm_form_field form-field  frm_top_container\">\r\n    <label for=\"field_nb0is\" id=\"field_nb0is_label\" class=\"frm_primary_label\">Initial balance\r\n        <span class=\"frm_required\" aria-hidden=\"true\"><\/span>\r\n    <\/label>\r\n    <div class=\"frm_input_group frm_with_box frm_with_pre\"><span class=\"frm_inline_box\">$<\/span><input type=\"number\" id=\"field_nb0is\" name=\"item_meta[67]\" value=\"\"  data-sectionid=\"66\" data-invmsg=\"Number is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"999999999\" step=\"any\"\/><\/div>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_68_container\" class=\"frm_form_field form-field  frm_top_container\">\r\n    <label for=\"field_ahh4u\" id=\"field_ahh4u_label\" class=\"frm_primary_label\">Monthly contribution\r\n        <span class=\"frm_required\" aria-hidden=\"true\"><\/span>\r\n    <\/label>\r\n    <div class=\"frm_input_group frm_with_box frm_with_pre\"><span class=\"frm_inline_box\">$<\/span><input type=\"number\" id=\"field_ahh4u\" name=\"item_meta[68]\" value=\"\"  data-sectionid=\"66\" data-invmsg=\"Number is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"9999999\" step=\"any\"\/><\/div>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_69_container\" class=\"frm_form_field form-field  frm_top_container frm_half frm_first\">\r\n    <label for=\"field_9uv6t\" id=\"field_9uv6t_label\" class=\"frm_primary_label\">Interest rate\r\n        <span class=\"frm_required\" aria-hidden=\"true\"><\/span>\r\n    <\/label>\r\n    <div class=\"frm_range_container\"><input type=\"range\" id=\"field_9uv6t\" name=\"item_meta[69]\" value=\"2\"  data-frmrange  data-sectionid=\"66\" data-frmval=\"2\" data-invmsg=\"Number is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"100\" step=\".05\"\/><span class=\"frm_range_value\">2<\/span><\/div>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_70_container\" class=\"frm_form_field form-field  frm_top_container frm_half\">\r\n    <label for=\"field_to6xo\" id=\"field_to6xo_label\" class=\"frm_primary_label\">Duration\r\n        <span class=\"frm_required\" aria-hidden=\"true\"><\/span>\r\n    <\/label>\r\n    <div class=\"frm_range_container\"><input type=\"range\" id=\"field_to6xo\" name=\"item_meta[70]\" value=\"5\"  data-frmrange  data-sectionid=\"66\" data-frmval=\"5\" data-invmsg=\"Number is invalid\" aria-invalid=\"false\"   min=\"1\" max=\"200\" step=\".5\"\/><span class=\"frm_range_value\">5<\/span><\/div>\r\n    \r\n    \r\n<\/div>\n<\/div>\n<div id=\"frm_field_72_container\" class=\"frm_form_field frm_section_heading form-field  frm_color_block frm_third frm_hide_section\">\r\n<h3 class=\"frm_pos_none frm_section_spacing\">Totals<\/h3>\r\n\r\n\r\n<div id=\"frm_field_73_container\" class=\"frm_form_field form-field  frm_top_container frm_total frm_total_big\">\r\n    <label for=\"field_gj77a\" id=\"field_gj77a_label\" class=\"frm_primary_label\">Final balance\r\n        <span class=\"frm_required\" aria-hidden=\"true\"><\/span>\r\n    <\/label>\r\n    <p class=\"frm_total_formatted\" data-prepend=\"$\" data-append=\"\"><\/p><div class=\"frm_input_group frm_with_box frm_with_pre frm_hidden\"><span class=\"frm_inline_box\">$<\/span><input type=\"number\" id=\"field_gj77a\" name=\"item_meta[73]\" value=\"\"  readonly=\"readonly\"  data-sectionid=\"72\" data-invmsg=\"Number is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"9999999999\" step=\"any\"\/><\/div>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_74_container\" class=\"frm_form_field form-field  frm_top_container frm_total frm_total_big\">\r\n    <label for=\"field_cz77w\" id=\"field_cz77w_label\" class=\"frm_primary_label\">Total contribution\r\n        <span class=\"frm_required\" aria-hidden=\"true\"><\/span>\r\n    <\/label>\r\n    <p class=\"frm_total_formatted\" data-prepend=\"$\" data-append=\"\"><\/p><div class=\"frm_input_group frm_with_box frm_with_pre frm_hidden\"><span class=\"frm_inline_box\">$<\/span><input type=\"number\" id=\"field_cz77w\" name=\"item_meta[74]\" value=\"\"  readonly=\"readonly\"  data-sectionid=\"72\" data-invmsg=\"Number is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"9999999999\" step=\"any\"\/><\/div>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_75_container\" class=\"frm_form_field form-field  frm_top_container frm_total_big\">\r\n    <label for=\"field_hosy8\" id=\"field_hosy8_label\" class=\"frm_primary_label\">Total interest\r\n        <span class=\"frm_required\" aria-hidden=\"true\"><\/span>\r\n    <\/label>\r\n    <p class=\"frm_total_formatted\" data-prepend=\"$\" data-append=\"\"><\/p><div class=\"frm_input_group frm_with_box frm_with_pre frm_hidden\"><span class=\"frm_inline_box\">$<\/span><input type=\"number\" id=\"field_hosy8\" name=\"item_meta[75]\" value=\"\"  readonly=\"readonly\"  data-sectionid=\"72\" data-invmsg=\"Number is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"999999999\" step=\"any\"\/><\/div>\r\n    \r\n    \r\n<\/div>\n<\/div>\n\t<input type=\"hidden\" name=\"item_key\" value=\"\" \/>\n\t\t\t\t<div class=\"frm__654793035e697\">\n\t\t\t\t<label for=\"frm_email_6\" >\n\t\t\t\t\tIf you are human, leave this field blank.\t\t\t\t<\/label>\n\t\t\t\t<input  id=\"frm_email_6\" type=\"text\" class=\"frm_verify\" name=\"frm__654793035e697\" value=\"\" autocomplete=\"false\"  \/>\n\t\t\t<\/div>\n\t\t<input name=\"frm_state\" type=\"hidden\" value=\"89LAj3PGW+kFOQnfuHk+eCM1Ol6ObmlAgkSh5xnh3d0=\" \/><div class=\"frm_submit\">\r\n\r\n<button class=\"frm_button_submit frm_final_submit\" type=\"submit\"  >Submit<\/button>\r\n\r\n<\/div><\/div>\n<\/fieldset>\n<\/div>\n<\/form>\n<\/div>\n<\/div>\n\t<\/div>\n<\/div>\n<\/div>\n<\/div>\n\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<\/div><div class=\"uabb-js-breakpoint\" style=\"display: none;\"><\/div>\t\t\t\t\n\t\t\t\t\t<div class=\"fl-builder-content fl-builder-content-3001 fl-builder-template fl-builder-row-template fl-builder-global-templates-locked\" data-post-id=\"3001\"><div class=\"fl-row fl-row-fixed-width fl-row-bg-none fl-node-zgifq6rwy0nh fl-row-default-height fl-row-align-center\" data-node=\"zgifq6rwy0nh\">\n\t<div class=\"fl-row-content-wrap\">\n\t\t<div class=\"uabb-row-separator uabb-top-row-separator\" >\n<\/div>\n\t\t\t\t\t\t<div class=\"fl-row-content fl-row-fixed-width fl-node-content\">\n\t\t\n<div class=\"fl-col-group fl-node-i0flrakbqy48\" data-node=\"i0flrakbqy48\">\n\t\t\t<div class=\"fl-col fl-node-swc6gr9pflj8\" data-node=\"swc6gr9pflj8\">\n\t<div class=\"fl-col-content fl-node-content\"><div class=\"fl-module fl-module-html fl-node-9iw17a0usr5p\" data-node=\"9iw17a0usr5p\">\n\t<div class=\"fl-module-content fl-node-content\">\n\t\t<div class=\"fl-html\">\n\t<div class=\"frm_forms \" id=\"frm_form_7_container\" data-token=\"6b49a7477deff6dd53301b29f496f6ee\" data-token=\"6b49a7477deff6dd53301b29f496f6ee\" data-token=\"6b49a7477deff6dd53301b29f496f6ee\" data-token=\"6b49a7477deff6dd53301b29f496f6ee\" data-token=\"6b49a7477deff6dd53301b29f496f6ee\">\n<form enctype=\"multipart\/form-data\" method=\"post\" class=\"frm-show-form  frm_js_validate  frm_ajax_submit  frm_pro_form \" id=\"form_compound-interest-calculator\"  data-token=\"6b49a7477deff6dd53301b29f496f6ee\" data-token=\"6b49a7477deff6dd53301b29f496f6ee\" data-token=\"6b49a7477deff6dd53301b29f496f6ee\" data-token=\"6b49a7477deff6dd53301b29f496f6ee\" data-token=\"6b49a7477deff6dd53301b29f496f6ee\">\n<div class=\"frm_form_fields \">\n<fieldset>\n<legend class=\"frm_screen_reader\">Compound Interest Calculator<\/legend>\r\n\r\n\r\n\r\n<!-- Style to remove bootstrap prepend border for total fields -->\r\n<style type=\"text\/css\">\r\n.frm_total span.input-group-addon {\r\n    border: 0;\r\n}\r\n<\/style><div class=\"frm_fields_container\">\n<input type=\"hidden\" name=\"frm_action\" value=\"create\" \/>\n<input type=\"hidden\" name=\"form_id\" value=\"7\" \/>\n<input type=\"hidden\" name=\"frm_hide_fields_7\" id=\"frm_hide_fields_7\" value=\"\" \/>\n<input type=\"hidden\" name=\"form_key\" value=\"compound-interest-calculator\" \/>\n<input type=\"hidden\" name=\"item_meta[0]\" value=\"\" \/>\n<input type=\"hidden\" id=\"frm_submit_entry_7\" name=\"frm_submit_entry_7\" value=\"e90a68de6e\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/wp-json\/wp\/v2\/pages\/2722\" \/><div id=\"frm_field_77_container\" class=\"frm_form_field form-field  frm_top_container frm_half\">\r\n    <label for=\"field_ar3ja\" id=\"field_ar3ja_label\" class=\"frm_primary_label\">Initial amount\r\n        <span class=\"frm_required\" aria-hidden=\"true\"><\/span>\r\n    <\/label>\r\n    <div class=\"frm_input_group frm_with_box frm_with_pre\"><span class=\"frm_inline_box\">$<\/span><input type=\"number\" id=\"field_ar3ja\" name=\"item_meta[77]\" value=\"10000\"  data-frmval=\"10000\" data-invmsg=\"Number is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"99999999\" step=\"any\"\/><\/div>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_78_container\" class=\"frm_form_field form-field  frm_top_container frm_half\">\r\n    <label for=\"field_qq46h\" id=\"field_qq46h_label\" class=\"frm_primary_label\">Interest rate\r\n        <span class=\"frm_required\" aria-hidden=\"true\"><\/span>\r\n    <\/label>\r\n    <div class=\"frm_input_group frm_with_box frm_with_post\"><input type=\"number\" id=\"field_qq46h\" name=\"item_meta[78]\" value=\"8\"  data-frmval=\"8\" data-invmsg=\"Number is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"100\" step=\"any\"\/><span class=\"frm_inline_box\">%<\/span><\/div>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_79_container\" class=\"frm_form_field form-field  frm_top_container frm_fourth\">\r\n    <label for=\"field_5xym0\" id=\"field_5xym0_label\" class=\"frm_primary_label\">Term\r\n        <span class=\"frm_required\" aria-hidden=\"true\"><\/span>\r\n    <\/label>\r\n    <input type=\"number\" id=\"field_5xym0\" name=\"item_meta[79]\" value=\"25\"  data-frmval=\"25\" data-invmsg=\"Number is invalid\" aria-invalid=\"false\"   aria-describedby=\"frm_desc_field_5xym0\" min=\"0\" max=\"9999999\" step=\"any\"\/>\r\n    <div class=\"frm_description\" id=\"frm_desc_field_5xym0\">Years<\/div>\r\n    \r\n<\/div>\n<div id=\"frm_field_80_container\" class=\"frm_form_field form-field  frm_hidden_container frm_fourth\">\r\n    <label for=\"field_5s2n3\" id=\"field_5s2n3_label\" class=\"frm_primary_label\">Term - Months\r\n        <span class=\"frm_required\" aria-hidden=\"true\"><\/span>\r\n    <\/label>\r\n    <input type=\"number\" id=\"field_5s2n3\" name=\"item_meta[80]\" value=\"0\"  data-frmval=\"0\" data-invmsg=\"Number is invalid\" aria-invalid=\"false\"   aria-describedby=\"frm_desc_field_5s2n3\" min=\"0\" max=\"9999999\" step=\"any\"\/>\r\n    <div class=\"frm_description\" id=\"frm_desc_field_5s2n3\">Months<\/div>\r\n    \r\n<\/div>\n<div id=\"frm_field_81_container\" class=\"frm_form_field form-field  frm_top_container frm_half\">\r\n    <label for=\"field_h45ud\" id=\"field_h45ud_label\" class=\"frm_primary_label\">Compound frequency\r\n        <span class=\"frm_required\"><\/span>\r\n    <\/label>\r\n    \t\t<select name=\"item_meta[81]\" id=\"field_h45ud\"  data-frmval=\"12\" data-invmsg=\"Compound frequency is invalid\" aria-invalid=\"false\"  >\n\t\t<option  value=\"\"> <\/option><option  value=\"1\">Yearly<\/option><option  value=\"2\">Semi-Annually<\/option><option  value=\"4\">Quarterly<\/option><option  value=\"12\" selected='selected'>Monthly<\/option><option  value=\"52\">Weekly<\/option><option  value=\"365\">Daily<\/option>\t<\/select>\n\t\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_82_container\" class=\"frm_form_field frm_section_heading form-field \">\r\n<h3 class=\"frm_pos_top frm_section_spacing\">Additional deposits\/loans<\/h3>\r\n\r\n\r\n<div id=\"frm_field_83_container\" class=\"frm_form_field form-field  frm_top_container frm_half\">\r\n    <label for=\"field_y48iq\" id=\"field_y48iq_label\" class=\"frm_primary_label\">Monthly deposit\/loan amount\r\n        <span class=\"frm_required\" aria-hidden=\"true\"><\/span>\r\n    <\/label>\r\n    <div class=\"frm_input_group frm_with_box frm_with_pre\"><span class=\"frm_inline_box\">$<\/span><input type=\"number\" id=\"field_y48iq\" name=\"item_meta[83]\" value=\"0\"  data-sectionid=\"82\" data-frmval=\"0\" data-invmsg=\"Number is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"9999999\" step=\"any\"\/><\/div>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_84_container\" class=\"frm_form_field form-field  frm_top_container frm_half\">\r\n    <label for=\"field_hzys3\" id=\"field_hzys3_label\" class=\"frm_primary_label\">Deposited\/loaned at beginning or end of period?\r\n        <span class=\"frm_required\"><\/span>\r\n    <\/label>\r\n    \t\t<select name=\"item_meta[84]\" id=\"field_hzys3\"  data-sectionid=\"82\" data-frmval=\"0\" data-invmsg=\"Deposited\/loaned at beginning or end of period? is invalid\" aria-invalid=\"false\"  >\n\t\t<option  value=\"1\">Beginning<\/option><option  value=\"0\" selected='selected'>End<\/option>\t<\/select>\n\t\r\n    \r\n    \r\n<\/div>\n<\/div>\n<div id=\"frm_field_86_container\" class=\"frm_form_field frm_section_heading form-field  frm_color_block frm_hide_section\">\r\n<h3 class=\"frm_pos_none frm_section_spacing\">Totals<\/h3>\r\n\r\n\r\n<div id=\"frm_field_87_container\" class=\"frm_form_field form-field  frm_top_container frm_total\">\r\n    <label for=\"field_x92tp\" id=\"field_x92tp_label\" class=\"frm_primary_label\">Principal\r\n        <span class=\"frm_required\" aria-hidden=\"true\"><\/span>\r\n    <\/label>\r\n    <p class=\"frm_total_formatted\" data-prepend=\"$\" data-append=\"\"><\/p><div class=\"frm_input_group frm_with_box frm_with_pre frm_hidden\"><span class=\"frm_inline_box\">$<\/span><input type=\"number\" id=\"field_x92tp\" name=\"item_meta[87]\" value=\"\"  readonly=\"readonly\"  data-sectionid=\"86\" data-invmsg=\"Number is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"999999999999\" step=\"any\"\/><\/div>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_88_container\" class=\"frm_form_field form-field  frm_top_container frm_total\">\r\n    <label for=\"field_y3eld\" id=\"field_y3eld_label\" class=\"frm_primary_label\">Deposits\r\n        <span class=\"frm_required\" aria-hidden=\"true\"><\/span>\r\n    <\/label>\r\n    <p class=\"frm_total_formatted\" data-prepend=\"$\" data-append=\"\"><\/p><div class=\"frm_input_group frm_with_box frm_with_pre frm_hidden\"><span class=\"frm_inline_box\">$<\/span><input type=\"number\" id=\"field_y3eld\" name=\"item_meta[88]\" value=\"\"  readonly=\"readonly\"  data-sectionid=\"86\" data-invmsg=\"Number is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"9999999999999\" step=\"any\"\/><\/div>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_89_container\" class=\"frm_form_field form-field  frm_top_container frm_total\">\r\n    <label for=\"field_gqmsl\" id=\"field_gqmsl_label\" class=\"frm_primary_label\">Compound interest on principal\r\n        <span class=\"frm_required\" aria-hidden=\"true\"><\/span>\r\n    <\/label>\r\n    <p class=\"frm_total_formatted\" data-prepend=\"$\" data-append=\"\"><\/p><div class=\"frm_input_group frm_with_box frm_with_pre frm_hidden\"><span class=\"frm_inline_box\">$<\/span><input type=\"number\" id=\"field_gqmsl\" name=\"item_meta[89]\" value=\"\"  readonly=\"readonly\"  data-sectionid=\"86\" data-invmsg=\"Number is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"9999999999999\" step=\"any\"\/><\/div>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_90_container\" class=\"frm_form_field form-field  frm_top_container frm_total\">\r\n    <label for=\"field_8l981\" id=\"field_8l981_label\" class=\"frm_primary_label\">Compound interest on deposits\r\n        <span class=\"frm_required\" aria-hidden=\"true\"><\/span>\r\n    <\/label>\r\n    <p class=\"frm_total_formatted\" data-prepend=\"$\" data-append=\"\"><\/p><div class=\"frm_input_group frm_with_box frm_with_pre frm_hidden\"><span class=\"frm_inline_box\">$<\/span><input type=\"number\" id=\"field_8l981\" name=\"item_meta[90]\" value=\"\"  readonly=\"readonly\"  data-sectionid=\"86\" data-invmsg=\"Number is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"9999999999999\" step=\"any\"\/><\/div>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_91_container\" class=\"frm_form_field form-field  frm_top_container frm_total\">\r\n    <label for=\"field_udern\" id=\"field_udern_label\" class=\"frm_primary_label\">Total compound interest\r\n        <span class=\"frm_required\" aria-hidden=\"true\"><\/span>\r\n    <\/label>\r\n    <p class=\"frm_total_formatted\" data-prepend=\"$\" data-append=\"\"><\/p><div class=\"frm_input_group frm_with_box frm_with_pre frm_hidden\"><span class=\"frm_inline_box\">$<\/span><input type=\"number\" id=\"field_udern\" name=\"item_meta[91]\" value=\"\"  readonly=\"readonly\"  data-sectionid=\"86\" data-invmsg=\"Number is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"9999999999999\" step=\"any\"\/><\/div>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_92_container\" class=\"frm_form_field form-field  frm_top_container frm_total frm_total_big\">\r\n    <label for=\"field_v1kta\" id=\"field_v1kta_label\" class=\"frm_primary_label\">Final balance\r\n        <span class=\"frm_required\" aria-hidden=\"true\"><\/span>\r\n    <\/label>\r\n    <p class=\"frm_total_formatted\" data-prepend=\"$\" data-append=\"\"><\/p><div class=\"frm_input_group frm_with_box frm_with_pre frm_hidden\"><span class=\"frm_inline_box\">$<\/span><input type=\"number\" id=\"field_v1kta\" name=\"item_meta[92]\" value=\"\"  readonly=\"readonly\"  data-sectionid=\"86\" data-invmsg=\"Number is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"9999999999999\" step=\"any\"\/><\/div>\r\n    \r\n    \r\n<\/div>\n<\/div>\n\t<input type=\"hidden\" name=\"item_key\" value=\"\" \/>\n\t\t\t\t<div class=\"frm__654793035e697\">\n\t\t\t\t<label for=\"frm_email_7\" >\n\t\t\t\t\tIf you are human, leave this field blank.\t\t\t\t<\/label>\n\t\t\t\t<input  id=\"frm_email_7\" type=\"text\" class=\"frm_verify\" name=\"frm__654793035e697\" value=\"\" autocomplete=\"false\"  \/>\n\t\t\t<\/div>\n\t\t<input name=\"frm_state\" type=\"hidden\" value=\"89LAj3PGW+kFOQnfuHk+eCM1Ol6ObmlAgkSh5xnh3d0=\" \/><div class=\"frm_submit\">\r\n\r\n<button class=\"frm_button_submit frm_final_submit\" type=\"submit\"  >Calculate<\/button>\r\n\r\n<\/div><\/div>\n<\/fieldset>\n<\/div>\n<\/form>\n<\/div>\n<\/div>\n\t<\/div>\n<\/div>\n<\/div>\n<\/div>\n\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<\/div><div class=\"uabb-js-breakpoint\" style=\"display: none;\"><\/div>\t\t\t\t\n\t\t\t\t\t<div class=\"fl-builder-content fl-builder-content-2998 fl-builder-template fl-builder-row-template fl-builder-global-templates-locked\" data-post-id=\"2998\"><div class=\"fl-row fl-row-fixed-width fl-row-bg-none fl-node-0ju7vnytac13 fl-row-default-height fl-row-align-center\" data-node=\"0ju7vnytac13\">\n\t<div class=\"fl-row-content-wrap\">\n\t\t<div class=\"uabb-row-separator uabb-top-row-separator\" >\n<\/div>\n\t\t\t\t\t\t<div class=\"fl-row-content fl-row-fixed-width fl-node-content\">\n\t\t\n<div class=\"fl-col-group fl-node-dr5j241yuvzc\" data-node=\"dr5j241yuvzc\">\n\t\t\t<div class=\"fl-col fl-node-vp183izb6fut\" data-node=\"vp183izb6fut\">\n\t<div class=\"fl-col-content fl-node-content\"><div class=\"fl-module fl-module-html fl-node-wy8bl3r5pkj2\" data-node=\"wy8bl3r5pkj2\">\n\t<div class=\"fl-module-content fl-node-content\">\n\t\t<div class=\"fl-html\">\n\t<div class=\"frm_forms  with_frm_style frm_style_formidable-style\" id=\"frm_form_8_container\" data-token=\"6b49a7477deff6dd53301b29f496f6ee\" data-token=\"6b49a7477deff6dd53301b29f496f6ee\" data-token=\"6b49a7477deff6dd53301b29f496f6ee\" data-token=\"6b49a7477deff6dd53301b29f496f6ee\" data-token=\"6b49a7477deff6dd53301b29f496f6ee\" data-token=\"6b49a7477deff6dd53301b29f496f6ee\">\n<form enctype=\"multipart\/form-data\" method=\"post\" class=\"frm-show-form  frm_js_validate  frm_ajax_submit  frm_pro_form \" id=\"form_amortization-calculator\"  data-token=\"6b49a7477deff6dd53301b29f496f6ee\" data-token=\"6b49a7477deff6dd53301b29f496f6ee\" data-token=\"6b49a7477deff6dd53301b29f496f6ee\" data-token=\"6b49a7477deff6dd53301b29f496f6ee\" data-token=\"6b49a7477deff6dd53301b29f496f6ee\" data-token=\"6b49a7477deff6dd53301b29f496f6ee\">\n<div class=\"frm_form_fields \">\n<fieldset>\n<legend class=\"frm_screen_reader\">Amortization Calculator<\/legend>\r\n\r\n\r\n<div class=\"frm_fields_container\">\n<input type=\"hidden\" name=\"frm_action\" value=\"create\" \/>\n<input type=\"hidden\" name=\"form_id\" value=\"8\" \/>\n<input type=\"hidden\" name=\"frm_hide_fields_8\" id=\"frm_hide_fields_8\" value=\"\" \/>\n<input type=\"hidden\" name=\"form_key\" value=\"amortization-calculator\" \/>\n<input type=\"hidden\" name=\"item_meta[0]\" value=\"\" \/>\n<input type=\"hidden\" id=\"frm_submit_entry_8\" name=\"frm_submit_entry_8\" value=\"e90a68de6e\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/wp-json\/wp\/v2\/pages\/2722\" \/><div id=\"frm_field_94_container\" class=\"frm_form_field form-field  frm_top_container frm_half frm_first\">\r\n    <label for=\"field_s53u6\" id=\"field_s53u6_label\" class=\"frm_primary_label\">Mortgage amount\r\n        <span class=\"frm_required\"><\/span>\r\n    <\/label>\r\n    <div class=\"frm_input_group frm_with_box frm_with_pre\"><span class=\"frm_inline_box\">$<\/span><input type=\"number\" id=\"field_s53u6\" name=\"item_meta[94]\" value=\"\"  data-invmsg=\"Number is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"9999999999\" step=\"any\"\/><\/div>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_95_container\" class=\"frm_form_field form-field  frm_top_container frm_half\">\r\n    <label for=\"field_x580p\" id=\"field_x580p_label\" class=\"frm_primary_label\">Down payment\r\n        <span class=\"frm_required\"><\/span>\r\n    <\/label>\r\n    <div class=\"frm_input_group frm_with_box frm_with_post\"><input type=\"number\" id=\"field_x580p\" name=\"item_meta[95]\" value=\"5\"  data-frmval=\"5\" data-invmsg=\"Number is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"100\" step=\"any\"\/><span class=\"frm_inline_box\">%<\/span><\/div>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_96_container\" class=\"frm_form_field form-field  frm_top_container frm_third frm_first\">\r\n    <label for=\"field_235ud\" id=\"field_235ud_label\" class=\"frm_primary_label\">Interest rate\r\n        <span class=\"frm_required\"><\/span>\r\n    <\/label>\r\n    <div class=\"frm_input_group frm_with_box frm_with_post\"><input type=\"number\" id=\"field_235ud\" name=\"item_meta[96]\" value=\"5\"  data-frmval=\"5\" data-invmsg=\"Number is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"100\" step=\"any\"\/><span class=\"frm_inline_box\">%<\/span><\/div>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_97_container\" class=\"frm_form_field form-field  frm_top_container frm_third\">\r\n    <label for=\"field_imtmn\" id=\"field_imtmn_label\" class=\"frm_primary_label\">Amortization term\r\n        <span class=\"frm_required\"><\/span>\r\n    <\/label>\r\n    <div class=\"frm_input_group frm_with_box frm_with_post\"><input type=\"number\" id=\"field_imtmn\" name=\"item_meta[97]\" value=\"30\"  data-frmval=\"30\" data-invmsg=\"Number is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"9999999\" step=\"any\"\/><span class=\"frm_inline_box\">years<\/span><\/div>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_98_container\" class=\"frm_form_field form-field  frm_top_container frm_third\">\r\n    <label for=\"field_2i5io\" id=\"field_2i5io_label\" class=\"frm_primary_label\">Payment period\r\n        <span class=\"frm_required\"><\/span>\r\n    <\/label>\r\n    <div class=\"frm_input_group frm_with_box frm_with_post\"><input type=\"number\" id=\"field_2i5io\" name=\"item_meta[98]\" value=\"15\"  data-frmval=\"15\" data-invmsg=\"Number is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"100\" step=\"any\"\/><span class=\"frm_inline_box\">years<\/span><\/div>\r\n    \r\n    \r\n<\/div>\n<input type=\"hidden\" name=\"item_meta[99]\" id=\"field_kquro\" value=\"\"     \/>\n<div id=\"frm_field_100_container\" class=\"frm_form_field  frm_error_style frm_html_container form-field\">Payment period must be less than Amortization term!<\/div>\n<input type=\"hidden\" name=\"item_meta[101]\" id=\"field_xevp0\" value=\"\"     \/>\n<input type=\"hidden\" name=\"item_meta[102]\" id=\"field_ems9l\" value=\"\"     \/>\n<div id=\"frm_field_103_container\" class=\"frm_form_field frm_section_heading form-field  frm_color_block frm_hide_section\">\r\n<h3 class=\"frm_pos_none frm_section_spacing\">Totals<\/h3>\r\n\r\n\r\n<div id=\"frm_field_104_container\" class=\"frm_form_field form-field  frm_top_container frm_total frm_half\">\r\n    <label for=\"field_396hp\" id=\"field_396hp_label\" class=\"frm_primary_label\">Down payment amount\r\n        <span class=\"frm_required\"><\/span>\r\n    <\/label>\r\n    <p class=\"frm_total_formatted\" data-prepend=\"$\" data-append=\"\"><\/p><div class=\"frm_input_group frm_with_box frm_with_pre frm_hidden\"><span class=\"frm_inline_box\">$<\/span><input type=\"number\" id=\"field_396hp\" name=\"item_meta[104]\" value=\"\"  readonly=\"readonly\"  data-sectionid=\"103\" data-invmsg=\"Number is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"9999999\" step=\"any\"\/><\/div>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_105_container\" class=\"frm_form_field form-field  frm_top_container frm_total frm_half frm_hidden\">\r\n    <label for=\"field_gqpcw\" id=\"field_gqpcw_label\" class=\"frm_primary_label\">Monthly payment amount (not rounded) - hidden\r\n        <span class=\"frm_required\"><\/span>\r\n    <\/label>\r\n    <p class=\"frm_total_formatted\" data-prepend=\"$\" data-append=\"\"><\/p><div class=\"frm_input_group frm_with_box frm_with_pre frm_hidden\"><span class=\"frm_inline_box\">$<\/span><input type=\"number\" id=\"field_gqpcw\" name=\"item_meta[105]\" value=\"\"  readonly=\"readonly\"  data-sectionid=\"103\" data-invmsg=\"Number is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"999999999\" step=\"any\"\/><\/div>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_106_container\" class=\"frm_form_field form-field  frm_top_container frm_total frm_half\">\r\n    <label for=\"field_9fh0z\" id=\"field_9fh0z_label\" class=\"frm_primary_label\">Monthly payment amount\r\n        <span class=\"frm_required\"><\/span>\r\n    <\/label>\r\n    <p class=\"frm_total_formatted\" data-prepend=\"$\" data-append=\"\"><\/p><div class=\"frm_input_group frm_with_box frm_with_pre frm_hidden\"><span class=\"frm_inline_box\">$<\/span><input type=\"number\" id=\"field_9fh0z\" name=\"item_meta[106]\" value=\"\"  readonly=\"readonly\"  data-sectionid=\"103\" data-invmsg=\"Number is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"999999999\" step=\"any\"\/><\/div>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_107_container\" class=\"frm_form_field form-field  frm_top_container frm_total frm_half\">\r\n    <label for=\"field_7lqs0\" id=\"field_7lqs0_label\" class=\"frm_primary_label\">Total monthly payments\r\n        <span class=\"frm_required\"><\/span>\r\n    <\/label>\r\n    <input type=\"number\" id=\"field_7lqs0\" name=\"item_meta[107]\" value=\"\"  readonly=\"readonly\"  data-sectionid=\"103\" data-invmsg=\"Number is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"9999999\" step=\"any\"\/>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_108_container\" class=\"frm_form_field form-field  frm_top_container frm_half frm_total\">\r\n    <label for=\"field_kryp4\" id=\"field_kryp4_label\" class=\"frm_primary_label\">Total paid per year\r\n        <span class=\"frm_required\"><\/span>\r\n    <\/label>\r\n    <p class=\"frm_total_formatted\" data-prepend=\"$\" data-append=\"\"><\/p><div class=\"frm_input_group frm_with_box frm_with_pre frm_hidden\"><span class=\"frm_inline_box\">$<\/span><input type=\"number\" id=\"field_kryp4\" name=\"item_meta[108]\" value=\"\"  readonly=\"readonly\"  data-sectionid=\"103\" data-invmsg=\"Number is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"9999999\" step=\"any\"\/><\/div>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_109_container\" class=\"frm_form_field form-field  frm_top_container frm_total frm_half\">\r\n    <label for=\"field_6k78o\" id=\"field_6k78o_label\" class=\"frm_primary_label\">Balloon payment\r\n        <span class=\"frm_required\"><\/span>\r\n    <\/label>\r\n    <p class=\"frm_total_formatted\" data-prepend=\"$\" data-append=\"\"><\/p><div class=\"frm_input_group frm_with_box frm_with_pre frm_hidden\"><span class=\"frm_inline_box\">$<\/span><input type=\"number\" id=\"field_6k78o\" name=\"item_meta[109]\" value=\"\"  readonly=\"readonly\"  data-sectionid=\"103\" data-invmsg=\"Number is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"9999999999\" step=\"any\"\/><\/div>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_110_container\" class=\"frm_form_field form-field  frm_top_container frm_total frm_total_big\">\r\n    <label for=\"field_1tnj2\" id=\"field_1tnj2_label\" class=\"frm_primary_label\">Total amount paid at end of term\r\n        <span class=\"frm_required\"><\/span>\r\n    <\/label>\r\n    <p class=\"frm_total_formatted\" data-prepend=\"$\" data-append=\"\"><\/p><div class=\"frm_input_group frm_with_box frm_with_pre frm_hidden\"><span class=\"frm_inline_box\">$<\/span><input type=\"number\" id=\"field_1tnj2\" name=\"item_meta[110]\" value=\"\"  readonly=\"readonly\"  data-sectionid=\"103\" data-invmsg=\"Number is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"9999999999\" step=\"any\"\/><\/div>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_111_container\" class=\"frm_form_field form-field  frm_top_container frm_total frm_total_big\">\r\n    <label for=\"field_n9i05\" id=\"field_n9i05_label\" class=\"frm_primary_label\">Total interest paid at end of term\r\n        <span class=\"frm_required\"><\/span>\r\n    <\/label>\r\n    <p class=\"frm_total_formatted\" data-prepend=\"$\" data-append=\"\"><\/p><div class=\"frm_input_group frm_with_box frm_with_pre frm_hidden\"><span class=\"frm_inline_box\">$<\/span><input type=\"number\" id=\"field_n9i05\" name=\"item_meta[111]\" value=\"\"  readonly=\"readonly\"  data-sectionid=\"103\" data-invmsg=\"Number is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"9999999\" step=\"any\"\/><\/div>\r\n    \r\n    \r\n<\/div>\n<\/div>\n\t<input type=\"hidden\" name=\"item_key\" value=\"\" \/>\n\t\t\t\t<div class=\"frm__654793035e697\">\n\t\t\t\t<label for=\"frm_email_8\" >\n\t\t\t\t\tIf you are human, leave this field blank.\t\t\t\t<\/label>\n\t\t\t\t<input  id=\"frm_email_8\" type=\"text\" class=\"frm_verify\" name=\"frm__654793035e697\" value=\"\" autocomplete=\"false\"  \/>\n\t\t\t<\/div>\n\t\t<input name=\"frm_state\" type=\"hidden\" value=\"89LAj3PGW+kFOQnfuHk+eCM1Ol6ObmlAgkSh5xnh3d0=\" \/><div class=\"frm_submit\">\r\n\r\n<button class=\"frm_button_submit frm_final_submit\" type=\"submit\"  >Submit<\/button>\r\n\r\n<\/div><\/div>\n<\/fieldset>\n<\/div>\n<\/form>\n<\/div>\n<\/div>\n\t<\/div>\n<\/div>\n<\/div>\n<\/div>\n\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<\/div><div class=\"uabb-js-breakpoint\" style=\"display: none;\"><\/div>\t\t\t\t\n\t\t\t\t\t<!-- \/content -->\n\t<!-- \/tabs -->\n\n","protected":false},"excerpt":{"rendered":"<p>Online Banking Mortgage Calculator Car Payment Calculator Debt to Income Ratio Calculator Savings and Investment Calculator Compound Interest Calculator Amortization Calculator<\/p>\n","protected":false},"author":5,"featured_media":0,"parent":2707,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Calculators - Emergency Responders Credit 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