Vehicle Loans
Whatever the reason, an ERCU Vehicle Loan will give you the flexibility that you’re looking for.
The credit union makes loans for the purchase of cars, trucks, vans, motorcycles, boats, trailers, tractors, and basically most motorized vehicles that are titled.
New, Used, and Refinanced
New Vehicles
New vehicles may be financed for 84 months depending on loan value. Demonstrator and program vehicles are classified as new vehicle purchases.
Used Vehicles
Used vehicles may have a repayment period up to 84 months, depending on the loan value. The program is available for vehicles up to 20 years old.
Car Buy Back
We will buy back loans from other institutions, reduce your interest rate by 25% subject to the existing floor rate of used vehicles, and pay you $25 for each loan you refinance with us.
Bring Us the Dealer’s Offer
Quite often we can assist you in saving hundreds or even thousands of dollars — even if you don’t complete the loan with us.
Apply Today
Please email staff@emrspcu.com, call the credit union at (336) 723-0619, or visit our office.
Not a member yet? Joining is easy.
You serve our community. Let us serve you. Call (336) 723-0619 or email info@emrspcu.com to open your ERCU savings account.
