The Car Buy Back Program is perhaps one of our most successful programs. The Board of Directors realizes that new members may join the credit union that have existing vehicle loans at other institutions. They also realize that often times members purchase new or used vehicles “on the spot”. The credit union will “buy back” those loans for member refinancing at the credit union. We will reduce your interest rate by 25%, subject to the existing floor rate of used vehicles, and pay you $25 for each loan that you refinance with us.

Benefits of Emergency Responders Credit Union Personal Loans:

• Typically lower interest rates
• Closed end loans with flexible terms, from 12 to 60 months
• Fixed-rates, so you can better plan for your budget!