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Checking That Fits Your Life — On and Off Duty.
Your checking account should make managing your money simple. ERCU Checking gives you convenient access to your money whether you're at the station, at home, or on the go — with no call centers and no getting lost in the crowd.
Everything Included With ERCU Checking
VISA® Debit Card
Tap, swipe, or pay online anywhere VISA is accepted.
Mobile Banking
Check balances, move money, and pay bills from any device.
Mobile Check Deposit
Deposit a check from the truck, the station, or the couch.
Direct Deposit
Get paid up to two days early with direct deposit.
Shared Branching
Bank in person at credit union branches nationwide.
Personal Service
A team that knows your name and understands your schedule.
Choose the Checking Account That Fits
Classic Checking
A minimum deposit of $100.00 is required to open the account, or a member may elect to open the account with payroll deduction or net deposit. There are no monthly service charges if the checking account balance is maintained at $100.00, or if the member is using direct deposit to fund the account. Accounts not meeting these criteria are charged a $10.00 monthly fee. Members may be eligible for overdraft protection, online bill pay and Visa Check cards.
Senior Checking
For members 65 and older. We understand that living on a fixed income can be difficult and that money can be tight throughout the month, so we waive the monthly service charge. Members may be eligible for overdraft protection, online bill pay, Visa Check cards, and 2 standard boxes of free checks per year. As Classic Checking account holders age into the Senior Checking range, their account automatically switches over to receive the same benefits.
Student Checking
For young members ages 15–21 in high school or college, with no monthly service charge. As youth are getting established in life, we feel a monthly service charge would do more harm than good. A Student Checking account can be opened with a minimum deposit of $50. Members may be eligible for overdraft protection, online bill pay and Visa Check cards.
At Emergency Responders Credit Union, if you have an active share account, we honor drafts on your account that are less than $25.00, provided the aggregate amount of the overdrafts is less than $25.00. The activity is honored and the credit union does not charge a fee.
Earn Cash Back With Ampre
Enjoy special offers from your favorite merchants instantly through our money-saving Ampre program. You’ll receive discount offers from merchants through email, the web, or text messages according to your preferences. There are no coupons to clip or codes to remember — simply use your debit card to make the purchase and you’ll realize the savings instantly.
- Sign up for Ampre.
- Begin receiving email alerts or text messages with special offers from your favorite merchants.
- Use your debit card to make your purchase and watch the savings stack up.
At any time you can log into your Ampre account to view available and redeemed offers, or change your personal information and preferences. A few things to know when shopping:
- The person at the merchant checkout will not necessarily know there is a discount associated with your purchase, but rest assured your Ampre offer will be redeemed. If you provide your cell number when enrolling, we will even text you after your purchase to confirm it.
- Your transaction is processed for the original amount at the time of purchase, with a separate credit for the savings amount to follow.
Enroll in Ampre and start saving today.
Card & Check Services
Explore Other ERCU Accounts
Not a member yet? Joining is easy.
You serve our community. Let us serve you. Call (336) 723-0619 or email info@emrspcu.com to open your ERCU checking account.
